Kendall County property record for 14 Garden Dr, Montgomery, IL 60538
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,078 sqft · built 1973 |
| Lot Size | 0.065 acres (2,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Mar 2025) |
| Tax Bill | $4,180 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-05-451-032 |
| Primary APN | 03-05-451-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,078 sqft Living Area |
| Gross Area | 1,342 sqft |
| 1st Floor Area | 1,078 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,840 sqft (0.065 acres) |
| Lot Dimensions | 71 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 14 GARDEN DR |
|---|---|
| City | MONTGOMERY |
| State | IL |
| Zip | 60538-2202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 59 & SHARE LT 88 THE GARDENS OF B H |
| Legal Subdivision | THE GARDENS OF B H |
| Legal Block | H |
| Legal Lot Number | 59,88 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 890302 |
14 Garden Dr is owned by an individual who bought it in March 2025.
Source: Kendall County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6500 N UNIVERSITY ST, 101A, PEORIA, IL 61614-2767 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2025 · Amount on File |
| Deed Sale | Mar 11, 2025 · Amount on File |
| Prior Sale | Dec 18, 2024 · Amount on File |
| Deed Document Number | 20252899 |
| Prior Transfer Date | Sep 26, 2011 |
| Prior Transfer Doc | 0000017944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jun 23, 2026 |
| Property Address | 14 GARDEN DR, MONTGOMERY, IL 60538-2202 |
| Document Number | 0000008957 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20268957 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14 GARDEN DR, MONTGOMERY, IL 60538-2202 |
| Document Number | 0000008957, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20268957 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 17, 2066 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,638 Land $11,786 Building $55,852 | $202,914 Land $35,358 Building $167,556 | |
| 2024 | $4,180.00 | ||
| 2022 | $47,752 Land $8,321 Building $39,431 | $143,256 Land $24,963 Building $118,293 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14 Garden Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14 Garden Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY serves 28,956 people · EPA ID IL0894690 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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