14 Front St, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 14 Front St, Topsham, ME 04086

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 6 ba · 6,012 sqft · built 1916
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$9,289 (2025)
Deeds & Mortgages	Apr 2021 Refinance May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:U01 L:065`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:U01 L:065`
Alternative APN	`3368`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Total Rooms	24 Rooms
Units	6 Units
Stories	3 Stories
Building Area	6,012 sqft Living Area
Gross Area	8,064 sqft
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3368
Street Address	14 FRONT ST
City	TOPSHAM
State	ME
Zip	04086-1945
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	NO
Legal Lot Number	65
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	1
Census Block	1015
Census Tract	970302

Owner

Source: Sagadahoc County and Topsham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 MATTHEWS LN, TOPSHAM, ME 04086-5325
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU
May 7, 2020	Deed of Trust, Mortgage ATLANTIC REGIONAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	14 FRONT ST, TOPSHAM, ME 04086-1945
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003042
Date	Apr 9, 2021
Instrument	2021R-03042

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	14 FRONT ST, TOPSHAM, ME 04086-1945
Document Number	0000003115
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MATTHEWS LN TOPSHAM ME 040865325, TOPSHAM, ME 04086-5325

Mortgage

Document Number	0000003115
Date	May 12, 2020
Instrument	3115

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union
Address	BRUNSWICK, ME 04011

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,289.00 (+3.73%)	$725,700 (+10.05%) Land $76,000 Building $649,700
2023	$8,955.00 (+12.5%)	$659,400 (+19.46%) Land $67,000 Building $592,400
2022	$7,960.00	$552,000 Land $62,400 Building $489,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Great Works Internet, Verizon.

Nearby Properties on Front St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures