14 Front St, Marathon, NY 13803 Property Records

Cortland County and Marathon Town property record for 14 Front St, Marathon, NY 13803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,448 sqft · built 1900
Lot Size	0.634 acres (27,630 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Dec 2015)
Tax Bill	$7,418 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113401 157.20-02-21.000`

Property Details

APN / Parcel Number

Primary APN	`113401 157.20-02-21.000`
Alternative APN	`340115702000020210000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,448 sqft Living Area
1st Floor Area	1,892 sqft
2nd Floor Area	1,556 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	27,630 sqft (0.634 acres)
Lot Dimensions	279 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	1,534 sqft
Parking Spaces	6 Parking Spaces
Porch	Enclosed Porch
Porch Area	528 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 FRONT ST
City	MARATHON
State	NY
Zip	13803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	21.000
Jurisdiction	CORTLAND NY
Township / Civil Division	MARATHON
Census Block Group	3
Census Block	3034
Census Tract	971100

Owner

Source: Cortland County and Marathon Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 213, MARATHON, NY 13803-0213
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit CFCU COMMUNITY CU
May 27, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 14, 2019	Deed of Trust, Mortgage · Line of Credit CFCU CMNTY CU
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit CFCU CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2015 · Amount on Record
Deed Sale	Dec 9, 2015 · Amount on Record
Deed Book / Page	2015 / 6798
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	14 FRONT ST, MARATHON, NY 13803
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002354
Date	Apr 25, 2022
Instrument	2022-02354

Lender

Name	CFCU COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	14 FRONT ST, MARATHON, NY 13803
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2935
Date	May 27, 2021
Instrument	2021-02935

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	14 FRONT ST, MARATHON, NY 13803
Document Number	0000001232
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FRONT ST CORTLAND NY 130451249, CORTLAND, NY 13045-1249

Mortgage

Document Number	0000001232
Date	Apr 1, 2019
Instrument	1232

Lender

Name	CFCU CMNTY CU
Type	Credit Union
Address	ITHACA, NY 14850

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	14 FRONT ST, MARATHON, NY 13803
Document Number	0000005653
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FRONT ST MARATHON NY 13803, MARATHON, NY 13803

Mortgage

Document Number	0000005653
Date	Oct 9, 2018
Instrument	5653

Lender

Name	CFCU CMNTY CU
Type	Credit Union
Address	ITHACA, NY 14850

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cortland County and Marathon Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Marathon Town
Municipality	Marathon Village
Unified School District	Marathon Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,418.00 (+143.45%)
2025	$3,047.00 (-1.1%)	$150,400 (-) Land $14,100 Building $136,300	$224,478 (+9.7%) Land $21,045 Building $203,433
2023	$3,081.00	$150,400 Land $14,100 Building $136,300	$204,626 Land $19,184 Building $185,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	31 (1979–2005)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2005 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARATHON VILLAGE serves 1,107 people · EPA ID NY1101759
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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