Frederick County property record for 14 Frederick Ave, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,080 sqft · built 1946 |
| Lot Size | 0.073 acres (3,175 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jul 2020) |
| Tax Bill | $5,244 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Aug 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-035529 |
| Primary APN | 02-035529 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 3,175 sqft (0.073 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 82 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Account Number | 035529 |
|---|---|
| Street Address | 14 FREDERICK AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4423 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R6 |
| Legal Description | LT 25 X 125 14 FREDERICK AVE. FREDERICK |
| Legal Subdivision | BUCKEY D H |
| Legal Lot Number | 14 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 750801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 FREDERICK AVE, FREDERICK, MD 21701-4423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Aug 13, 2020 | Deed of Trust, Mortgage THE CITY OF FREDERICK |
| Aug 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 29, 2020 | Deed, Subdivision Related Transfer · FHA Mortgage SEVERN SAVINGS BANK FSB |
| Dec 19, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage REVOLVER FIN |
| Dec 21, 2018 | Grant Deed, Transfer WCP FUND I LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2020 · Amount on Record |
| Deed Sale | Jul 29, 2020 · Amount on Record |
| Prior Sale | Dec 21, 2018 · Amount on Record |
| Deed Book / Page | 13934 / 200 |
| Transfer Doc | 0000006821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 14 FREDERICK AVE, FREDERICK, MD 21701-4423 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 14 FREDERICK AVE, FREDERICK, MD 21701-4423 |
| Document Number | 0162090066 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 16209/66 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 14 FREDERICK AVE, FREDERICK, MD 21701-4423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 14 FREDERICK AVE, FREDERICK, MD 21701-4423 |
| Document Number | 0139800343 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 13980/343 |
| Name | THE CITY OF FREDERICK |
|---|---|
| Type | Non-Lending Institution |
| Address | FREDERICK, MD 21701 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 14 FREDERICK AVE, FREDERICK, MD 21701-4423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 14 FREDERICK AVE, FREDERICK, MD 21701-4423 |
| Document Number | 0152310290 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 15231/290 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 29, 2020 |
| Property Address | 14 FREDERICK AVE, FREDERICK, MD 21701-4423 |
| Document Number | 0139340200 |
| Book / Page | 13934 / 200 |
| Map Reference | LB 1707 FO 171 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 14 FREDERICK AVE, FREDERICK, MD 21701-4423 |
| Document Number | 13934206 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 13934/206 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 19, 2019 |
| Property Address | 14 FREDERICK AVE, FREDERICK, MD 21701-4423 |
| Document Number | 0134110189 |
| Book / Page | 013411 / 000189 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 803 HOLDEN RD FREDERICK MD 217013412, FREDERICK, MD 21701-3412 |
| Document Number | 134110189 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 013411/000189 |
| Name | REVOLVER FIN |
|---|---|
| Address | DALLAS, TX 75201 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 18, 2020 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 21, 2018 |
| Property Address | 14 FREDERICK AVE, FREDERICK, MD 21701-4423 |
| Document Number | 0127670395 |
| Book / Page | 012767 / 000395 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 108 LEATHER FERN WAY FREDERICK MD 217024473, FREDERICK, MD 21702-4473 |
| Document Number | 127670399 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 012767/000399 |
| Name | WCP FUND I LLC |
|---|---|
| Address | FALLS CHURCH, VA 22043 |
| Amount | Amount Recorded |
|---|
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,933 (+6.17%) | $334,800 (+18.51%) Land $148,600 Building $186,200 | |
| 2025 | $5,244.00 (+8.57%) | $282,500 (+20.2%) Land $101,600 Building $180,900 | $282,500 (-) Land $101,600 Building $180,900 |
| 2024 | $4,830.00 (+11.99%) | ||
| 2023 | $4,313.00 | $235,033 | $282,500 Land $101,600 Building $180,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2018–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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