14 Frazer Pl, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 14 Frazer Pl, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,256 sqft · built 1922
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$432,000 (Dec 2003)
Tax Bill	$18,106 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-00232-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`03-00232-0000-00007`
Alternative APNs	`030023200007` `2203001`

Interior

Stories	2 Stories
Building Area	1,256 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2203001
Street Address	14 FRAZER PL
City	CRANFORD
State	NJ
Zip	07016-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	232
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5014
Census Tract	37000

Owner

14 Frazer Pl is owned and occupied by two individuals who bought it in December 2003.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 FRAZER PL, CRANFORD, NJ 07016-2320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2003 · Amount on File
Deed Sale	Dec 30, 2003 · Amount on File
Prior Sale	Oct 29, 1997 · Amount on File
Deed Book / Page	5407 / 930
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	14 FRAZER PL, CRANFORD, NJ 07016-2320
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FRAZER PL, CRANFORD, NJ 07016-2320

Mortgage

Document Number	0153132623
Date	Dec 15, 2022
Book Page	15313/2623
Instrument	46703

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	14 FRAZER PL, CRANFORD, NJ 07016-2320
Document Number	0148312905
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 FRAZER PL CRANFORD NJ 070162320, CRANFORD, NJ 07016-2320

Mortgage

Document Number	0148312905
Date	Dec 8, 2020
Book Page	014831/002905
Instrument	705330

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 7, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 14 Frazer Pl was $18,106, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,800 (-) Land $90,700 Building $159,100	$249,800 (-) Land $90,700 Building $159,100
2025	$18,106.00 (+6.93%)	$249,800 Land $90,700 Building $159,100	$249,800 Land $90,700 Building $159,100
2024	$16,933.00
2023		$249,800 Land $90,700 Building $159,100	$249,800 Land $90,700 Building $159,100
2022	$16,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Frazer Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Frazer Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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