14 Frank St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 14 Frank St, Dracut, MA 01826

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,176 sqft · built 1974
Lot Size	0.52 acres (22,661 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Jul 2021)
Tax Bill	$2,888 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:36 B:7 L:14`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:36 B:7 L:14`
Alternative APN	`M:0036 B:0007 L:0014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,176 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	588 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,661 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	14 FRANK ST
City	DRACUT
State	MA
Zip	01826-2621
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	7
Legal Lot Number	14
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3008
Census Tract	314200

Owner

14 Frank St, a condominium, is owned and occupied by an individual who bought it in July 2021.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 FRANK ST, DRACUT, MA 01826-2621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Nov 25, 2002 · Amount on File
Deed Book / Page	36006 / 74
Record Updated	Oct 29, 2026

July 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DRACUT MA
Recording Date	Jul 15, 2021
Property Address	14 FRANK ST, DRACUT, MA 01826-2621
Document Number	0036006-74
Book / Page	36006 / 74
Instrument Date	Jul 15, 2021
Instrument	41680
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FRANK ST, DRACUT, MA 01826-2621

Mortgage

Document Number	0000041683
Date	Jul 15, 2021
Instrument	41683

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	036006-100
Date	Jul 15, 2021
Book Page	36006/100
Instrument	41684

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 14 Frank St was $2,888, up 4% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,888.00 (+4%)	$298,700 (+8.86%) Building $298,700	$256,690 (-)
2025	$2,777.00 (+3.23%)	$274,400 (+6.6%) Building $274,400	$256,690 (+1.08%)
2024	$2,690.00 (+7.09%)	$257,400 (+18.67%) Building $257,400	$253,935
2023	$2,512.00	$216,900 Building $216,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Frank St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Frank St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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