14 Frances St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 14 Frances St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,560 sqft · built 1917
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BANG M:011 L:064`

Property Details

APN / Parcel Number

Primary APN	`BANG M:011 L:064`
Alternative APN	`5956`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	5956
Street Address	14 FRANCES ST
City	BANGOR
State	ME
Zip	04401-4528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	64
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	4
Census Block	4001
Census Tract	500

Owner

14 Frances St is owned by an individual who acquired it in October 2024.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4317 48TH ST, 5J, SUNNYSIDE, NY 11104-1644
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2024
Deed Sale	Oct 10, 2024
Deed Document Number	202425100
Deed Book / Page	17294 / 270
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	14 FRANCES ST, BANGOR, ME 04401-4528
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170590312
Date	Feb 2, 2024
Book Page	17059/312
Instrument	2161

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14 Frances St was $4,020, up 0.4% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,020.00 (+0.37%)	$227,100 (+5.19%) Land $27,700 Building $199,400
2024	$4,005.00 (+6.01%)	$215,900 (+9.43%) Land $26,900 Building $189,000	$280,155
2023	$3,778.00 (+7.48%)	$197,300 (+14.51%) Land $26,900 Building $170,400
2022	$3,515.00	$172,300 Land $26,900 Building $145,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Frances St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Frances St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20