14 Fourth St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 14 Fourth St, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,411 sqft · built 1965
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (May 2017)
Tax Bill	$9,146 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-26022-0000-00126`

Property Details

APN / Parcel Number

Primary APN	`15-26022-0000-00126`
Alternative APNs	`152602200126` `16495000`

Interior

Stories	1 Story
Building Area	1,411 sqft Living Area
1st Floor Area	1,411 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Account Number	16495000
Street Address	14 FOURTH ST
City	OLD BRIDGE
State	NJ
Zip	08857-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	75X100
Legal Subdivision	OLD BRIDGE REALTY CO
Legal Block	26022
Legal Lot Number	126
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2014
Census Tract	7703

Owner

Source: Middlesex County and Old Bridge Township records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 FOURTH ST, OLD BRIDGE, NJ 08857-1217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 1, 2019	Loan Modification, Mortgage · FHA Mortgage HOME PT FIN'L
Jul 1, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 24, 2017	Grant Deed, Transfer · FHA Mortgage STONEGATE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Prior Sale	Mar 31, 1992 · Amount on Record
Deed Document Number	2017421
Deed Book / Page	6985 / 392
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	14 FOURTH ST, OLD BRIDGE, NJ 08857-1217
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073359
Date	Aug 16, 2022
Book Page	19013/414
Instrument	2022073359

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	14 FOURTH ST, OLD BRIDGE, NJ 08857-1217
Document Number	0000065578
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 FOURTH ST OLD BRIDGE NJ 088571217, OLD BRIDGE, NJ 08857-1217

Mortgage

Document Number	0000065578
Date	Aug 16, 2019
Book Page	017588/001512
Instrument	65578

Lender

Name	HOME PT FIN'L
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	14 FOURTH ST, OLD BRIDGE, NJ 08857-1217
Document Number	0000065579
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 FOURTH ST OLD BRIDGE NJ 088571217, OLD BRIDGE, NJ 08857-1217

Mortgage

Document Number	0000065579
Date	Aug 16, 2019
Book Page	017588/001521
Instrument	65579

Lender

Name	HUD-HOUSING/URBAN DEV
Address	51 7TH ST, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 24, 2017
Property Address	14 FOURTH ST, OLD BRIDGE, NJ 08857-1217
Document Number	0000009007
Book / Page	006985 / 000392
Instrument Date	May 18, 2017
Instrument	9007
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 FOURTH ST OLD BRIDGE NJ 088571217, OLD BRIDGE, NJ 08857-1217

Mortgage

Document Number	12123
Date	May 24, 2017
Book Page	016777/000237
Instrument	12123

Lender

Name	STONEGATE MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240-1437

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,200 (-) Land $50,000 Building $97,200	$147,200 (-) Land $50,000 Building $97,200
2025	$9,146.00 (+10.03%)	$147,200 (-) Land $50,000 Building $97,200	$147,200 (-) Land $50,000 Building $97,200
2024	$8,312.00 (+6.69%)
2023		$147,200 Land $50,000 Building $97,200	$147,200 Land $50,000 Building $97,200
2022	$7,791.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2005)
Most Recent Claim	Apr 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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