Otsego County and Oneonta City property record for 14 Forest Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,089 sqft · built 1910 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Mar 2025) |
| Tax Bill | $5,944 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Sep 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 300.7-4-74 |
| Primary APN | 361200 300.7-4-74 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,089 sqft Living Area |
| 1st Floor Area | 1,047 sqft |
| 2nd Floor Area | 792 sqft |
| Attic | Attic |
| Attic Area | 250 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 147 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Slab |
| Porch Area | 316 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1407 |
|---|---|
| Street Address | 14 FOREST AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 120 |
| Legal Block | 4 |
| Legal Lot Number | 74.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 590900 |
Source: Otsego County and Oneonta City records · APN 361200 300.7-4-74
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 GOTT RD, EDMESTON, NY 13335-3204 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DELAWARE NATIONAL BANK |
| Sep 27, 2022 | Warranty Deed, Transfer |
| Mar 09, 2017 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2025 · Amount on Record |
| Deed Sale | Mar 21, 2025 · Amount on Record |
| Prior Sale | Mar 09, 2017 · Amount on Record |
| Deed Document Number | 20251107 |
| Prior Transfer Date | Feb 24, 2017 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 14 FOREST AVE, ONEONTA, NY 13820-2011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000843 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-3843 |
| Name | DELAWARE NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 27, 2022 |
| Property Address | 14 FOREST AVE, ONEONTA, NY 13820-2011 |
| Document Number | 0000030838 |
| Instrument Date | Apr 06, 2022 |
| Instrument | 2022030838 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 FOREST AVE, ONEONTA, NY 13820-2011 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 09, 2017 |
| Property Address | 14 FOREST AVE, ONEONTA, NY 13820-2011 |
| Document Number | 0000001166 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 1166 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 FOREST AVE ONEONTA NY 138202011, ONEONTA, NY 13820-2011 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,944.00 | $142,000 (-) Land $15,500 Building $126,500 | $200,000 (+14.08%) Land $21,831 Building $178,169 |
| 2023 | $142,000 (-) Land $15,500 Building $126,500 | $175,309 (+13.58%) Land $19,136 Building $156,173 | |
| 2022 | $142,000 Land $15,500 Building $126,500 | $154,348 Land $16,848 Building $137,500 |
Source: FEMA National Flood Hazard Layer as of March 20, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1986–2011) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 223 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONEONTA CITY serves 15,954 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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