14 Folsom Dr, Candler, NC 28715 Property Records

Buncombe County property record for 14 Folsom Dr, Candler, NC 28715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,612 sqft · built 2006
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Nov 2013)
Tax Bill	$1,616 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`704659-2020-202`

Property Details

APN / Parcel Number

Primary APN	`704659-2020-202`
Alternative APNs	`8696-77-4499-00000` `869602773438000` `008266320`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	52 sqft
Upper Floors Area	520 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	704659-2020-202
Street Address	14 FOLSOM DR
City	CANDLER
State	NC
Zip	28715-0018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: WNC MASONRY BLOCK: LOT: 2 SECTION: PLAT: 0094-0174
Legal Subdivision	WNC MASONRY
Legal Block	1
Legal Lot Number	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	UPPER HOMINY
Census Block Group	1
Census Block	1002
Census Tract	2401

Owner

14 Folsom Dr is owned and occupied by two individuals who bought it in November 2013.

Source: Buncombe County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 FOLSOM DR, CANDLER, NC 28715-0018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 5, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Dec 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2013 · Amount on File
Deed Sale	Nov 6, 2013 · Amount on File
Prior Sale	Sep 20, 2006 · Amount on File
Deed Book / Page	5160 / 1450
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 29, 2026
Property Address	14 FOLSOM DR, CANDLER, NC 28715-0018
Document Number	6616000078
Book / Page	6616 / 78
Instrument Date	Jul 22, 2026
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FOLSOM DR, CANDLER, NC 28715-0018

Mortgage

Document Number	6616000078,
Date	Jul 29, 2026
Book Page	6616/78

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	14 FOLSOM DR, CANDLER, NC 28715-0018
Document Number	0058620482
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FOLSOM DR CANDLER NC 287150018, CANDLER, NC 28715-0018

Mortgage

Document Number	0058620482
Date	Feb 10, 2020
Book Page	005862/000482

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	14 FOLSOM DR, CANDLER, NC 28715-0018
Document Number	0056241726
Book / Page	005624 / 001726
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FOLSOM DR CANDLER NC 287150018, CANDLER, NC 28715-0018

Mortgage

Document Number	0056241726
Date	Dec 29, 2017
Book Page	005624/001726

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14 Folsom Dr was $1,616.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,616.00	$237,200 Land $24,000 Building $213,200	$237,200 Land $24,000 Building $213,200
2023	$1,465.00	$237,200	$237,200 Land $39,000 Building $198,200
2021			$237,200 Land $24,000 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Folsom Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Folsom Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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