Essex County and Haverhill City property record for 14 Florence Ave, Haverhill, MA 01832
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,768 sqft · built 2019 |
| Lot Size | 0.142 acres (6,177 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Nov 2020) |
| Tax Bill | $6,318 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Nov 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506-253-3 |
| Primary APN | 506-253-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 3,680 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,177 sqft (0.142 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 506-253-3 |
|---|---|
| Street Address | 14 FLORENCE AVE |
| City | HAVERHILL |
| State | MA |
| Zip | 01832-5108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 253 |
| Legal Lot Number | 3-2 |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 260900 |
Source: Essex County and Haverhill City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 FLORENCE AVE, HAVERHILL, MA 01832-5108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2019 | Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Nov 4, 2020 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Nov 8, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Jun 10, 2019 | Quit Claim Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on Record |
| Deed Sale | Nov 4, 2020 · Amount on Record |
| Prior Sale | Jun 10, 2019 · Amount on Record |
| Deed Book / Page | 39142 / 520 |
| Prior Transfer Date | Sep 28, 2020 |
| Prior Transfer Doc | 39142-520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 14 FLORENCE AVE, HAVERHILL, MA 01832-5108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37317-63 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 37317/63 |
| Instrument | 20190207000850 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Nov 4, 2020 |
| Property Address | 14 FLORENCE AVE, HAVERHILL, MA 01832-5108 |
| Document Number | 39142-520 |
| Book / Page | 39142 / 520 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 20201104002180 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14 FLORENCE AVE, HAVERHILL, MA 01832-5108 |
| Document Number | 201104002190 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 201104002190 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 14 FLORENCE AVE, HAVERHILL, MA 01832-5108 |
| Document Number | 38026-13 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14 FLORENCE AVE HAVERHILL MA 01832, HAVERHILL, MA 01832 |
| Document Number | 38026-13 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 038026/000013 |
| Instrument | 1114002930 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Recording Date | Jun 10, 2019 |
| Property Address | 14 FLORENCE AVE, HAVERHILL, MA 01832-5108 |
| Document Number | 37576-208 |
| Book / Page | 37576 / 208 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 20190610005110 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 FLORENCE AVE, HAVERHILL, MA 01832-5108 |
| Document Number | 190610005210 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 190610005210 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,318.00 (+4.67%) | $589,900 (+3.98%) Land $152,400 Building $437,500 | $543,400 |
| 2024 | $6,036.00 (+1.72%) | $567,300 (+6.6%) Land $149,300 Building $418,000 | |
| 2023 | $5,934.00 | $532,200 Land $149,300 Building $382,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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