14 Exchange Pl, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 14 Exchange Pl, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,205 sqft · built 1920
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Sep 2017)
Tax Bill	$4,277 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage Jul 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B12520`

Property Details

APN / Parcel Number

Primary APN	`B12520`
Alternative APNs	`LOWE M:207 B:2190 L:14` `M:000207 T:B12520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,205 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	B12520
Street Address	14 EXCHANGE PL
City	LOWELL
State	MA
Zip	01852-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Block	2190
Legal Lot Number	14
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1002
Census Tract	312200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 EXCHANGE PL, LOWELL, MA 01852-5351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Quit Claim Deed, Transfer · FHA Mortgage EQUITY PRIME MTG
Jul 11, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 25, 2017	Deed of Trust, Mortgage NORTH BY NE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Jul 11, 2017
Deed Book / Page	31508 / 252
Transfer Doc	031508-252
Record Updated	Oct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 28, 2017
Property Address	14 EXCHANGE PL, LOWELL, MA 01852-5351
Document Number	31508-252
Book / Page	31508 / 252
Instrument	43234
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EXCHANGE PL, LOWELL, MA 01852-5351

Mortgage

Document Number	315080255
Date	Sep 28, 2017
Instrument	31508/0255

Lender

Name	EQUITY PRIME MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 11, 2017
Property Address	14 EXCHANGE PL, LOWELL, MA 01852-5351
Document Number	31280-42
Book / Page	031280 / 000042
Instrument Date	Jul 10, 2017
Instrument	29418
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 SCHOOL ST LOWELL MA 018511369, LOWELL, MA 01851-1369

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	14 EXCHANGE PL, LOWELL, MA 01852-5351
Document Number	31064-224
Book / Page	031064 / 000224
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31064-224
Date	Apr 25, 2017
Book Page	031064/000224
Instrument	16439

Lender

Name	NORTH BY NE LNDG

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,277.00 (+6.42%)	$376,800 (+7.63%) Land $109,200 Building $267,600	$422,986 (+10.87%)
2025	$4,019.00 (-0.72%)	$350,100 (+3%) Land $102,000 Building $248,100	$381,520 (+2.9%)
2024	$4,048.00 (+5.72%)	$339,900 (+10.25%) Land $92,000 Building $247,900	$370,785
2023	$3,829.00	$308,300 Land $80,000 Building $228,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

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