14 Epps St, Portland (Peaks Island), ME 04108 Property Records

Cumberland County and Portland City property record for 14 Epps St, Portland, ME 04108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,365 sqft · built 1860
Lot Size	0.372 acres (16,226 sqft)
Owner	Individual Name on Record
Tax Bill	$9,965 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PTLD M:084 B:I005001`

Property Details

APN / Parcel Number

Primary APN	`PTLD M:084 B:I005001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,365 sqft Living Area

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	16,226 sqft (0.372 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	14 EPPS ST
City	PEAKS ISLAND
State	ME
Zip	04108-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	I005001
Jurisdiction	PORTLAND ME
Township / Civil Division	PORTLAND
Census Block Group	1
Census Block	1046
Census Tract	2400

Owner

Source: Cumberland County and Portland City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	67 COLCHESTER DR, SOUTH PORTLAND, ME 04106-6965
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit KATAHDIN TRUST COMPANY
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance INTEGRITY MORTGAGE
Nov 17, 2017	Deed of Trust, Mortgage KATAHDIN TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTLAND ME
Recording Date	May 21, 2026
Property Address	14 EPPS ST, PEAKS ISLAND, ME 04108-1210
Document Number	0422680300
Book / Page	42268 / 300
Instrument Date	May 21, 2026
Instrument	202619990
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EPPS ST, PEAKS ISLAND, ME 04108-1210

Mortgage

Document Number	0000019990,
Date	May 21, 2026
Book Page	42268/300
Instrument	202619990

Lender

Name	KATAHDIN TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTLAND ME
Property Address	14 EPPS ST, PORTLAND, ME 04108-1210
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0391540050
Date	Feb 7, 2022
Book Page	39154/50
Instrument	7096

Lender

Name	INTEGRITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTLAND ME
Property Address	14 EPPS ST, PORTLAND, ME 04108-1210
Document Number	0344860220
Book / Page	034486 / 000220
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EPPS ST PEAKS ISLAND ME 041081210, PEAKS ISLAND, ME 04108-1210

Mortgage

Document Number	0344860220
Date	Nov 27, 2017
Book Page	034486/000220
Instrument	60034

Lender

Name	KATAHDIN TR CO
Address	PATTEN, ME 04765

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Cumberland County and Portland City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Portland City
Unified School District	Portland (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,965.00 (+50.82%)	$831,800 (+88.96%) Land $490,500 Building $341,300
2024	$6,607.00 (+4.16%)	$440,200 (-) Land $204,600 Building $235,600
2023	$6,343.00 (+5.88%)	$440,200 (-) Land $204,600 Building $235,600
2022	$5,991.00	$440,200 Land $204,600 Building $235,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	17 (1978–2024)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 7 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Redzone Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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