14 Ephraim's Way, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 14 Ephraim's Way, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,976 sqft · built 1993
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$211,000 (Oct 1993)
Tax Bill	$7,902 (2025)
Deeds & Mortgages	Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:015 B:L:006-05`

Property Details

APN / Parcel Number

Primary APN	`M:015 B:L:006-05`
Alternative APNs	`UPTO M:015 L:006.05` `698`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	4,008 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	14 EPHRAIMS WAY
City	UPTON
State	MA
Zip	01568-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Subdivision	DEFINITIVE PLAN LAND UPTON
Legal Lot Number	6.05
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	2
Census Block	2017
Census Tract	743100

Owner

Source: Worcester County and Upton Town records · APN M:015 B:L:006-05

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 EPHRAIMS WAY, UPTON, MA 01568-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 1993 · Amount on Record
Deed Sale	Oct 15, 1993 · Amount on Record
Deed Book / Page	15657 / 370
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	14 EPHRAIMS WAY, UPTON, MA 01568-1641
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64909-18
Date	Apr 12, 2021
Book Page	64909/18
Instrument	49949

Lender

Name	HOMEFIELD CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: Worcester County and Upton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,902.00 (+0.66%)	$600,900 (+4.72%) Land $241,800 Building $359,100	$685,995 (+5.59%)
2024	$7,850.00 (+34.93%)	$573,800 (+36.78%) Land $235,100 Building $338,700	$649,705
2023	$5,818.00	$419,500 Land $167,900 Building $251,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 63 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UPTON DPW WATER/WASTEWATER DIVISION serves 4,420 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	11 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.