14 Emery Rd, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 14 Emery Rd, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,752 sqft · built 1974
Lot Size	0.462 acres (20,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Aug 2025)
Tax Bill	$5,963 (2026)
Deeds & Mortgages	Oct 2022 Refinance Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0016 B:0049 L:0004`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0016 B:0049 L:0004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
Gross Area	2,281 sqft
Basement Area	777 sqft
Finished Basement	672 sqft
Unfinished Basement	105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,120 sqft (0.462 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 EMERY RD
City	TOWNSEND
State	MA
Zip	01469-1271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	49
Legal Lot Number	4
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1009
Census Tract	301102

Owner

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 EMERY RD, TOWNSEND, MA 01469-1271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Aug 18, 2025	Quit Claim Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC
Dec 15, 2020	Quit Claim Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST
Jul 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Dec 15, 2020 · Amount on Record
Deed Book / Page	84505 / 549
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	14 EMERY RD, TOWNSEND, MA 01469-1271
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080863-558
Date	Oct 25, 2022
Book Page	80863/558
Instrument	158443

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Aug 18, 2025
Property Address	14 EMERY RD, TOWNSEND, MA 01469-1271
Document Number	084505-549
Book / Page	84505 / 549
Instrument Date	Aug 18, 2025
Instrument	98920
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 EMERY RD, TOWNSEND, MA 01469-1271

Mortgage

Document Number	0000098921
Date	Aug 18, 2025
Instrument	98921

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Dec 15, 2020
Property Address	14 EMERY RD, TOWNSEND, MA 01469-1271
Document Number	76437-471
Book / Page	76437 / 471
Instrument Date	Dec 11, 2020
Instrument	239233
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EMERY RD, TOWNSEND, MA 01469-1271

Mortgage

Document Number	239234
Date	Dec 15, 2020
Instrument	239234

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	14 EMERY RD, TOWNSEND, MA 01469-1271
Document Number	73052-56
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EMERY RD TOWNSEND MA 014691271, TOWNSEND, MA 01469-1271

Mortgage

Document Number	73052-56
Date	Aug 2, 2019
Book Page	073052/000056
Instrument	114189

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,963.00 (+4.12%)	$433,700 (+9.96%) Land $103,000 Building $329,500	$449,920 (-)
2025	$5,727.00 (+2.86%)	$394,400 (+2.07%) Land $90,700 Building $303,700	$449,920 (+18.52%)
2024	$5,568.00 (+9.5%)	$386,400 (+15.97%) Land $90,700 Building $295,700	$379,620
2023	$5,085.00	$333,200 Land $78,300 Building $254,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1984–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Apr 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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