14 Emerson Ct, West Warwick, RI 02893 Property Records

West Warwick Town property record for 14 Emerson Ct, West Warwick, RI 02893

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 2008
Lot Size	1.07 acres (46,705 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2017)
Tax Bill	$6,199 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-0937-55`

Property Details

APN / Parcel Number

Primary APN	`20-0937-55`
Alternative APNs	`WWAR 003-0628-0-000` `003=0628=0=000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	2,725 sqft
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,705 sqft (1.07 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	20-0937-55
Street Address	14 EMERSON CT
City	WEST WARWICK
State	RI
Zip	02893-4460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Jurisdiction	WEST WARWICK RI
Township / Civil Division	WEST WARWICK
Census Block Group	1
Census Block	1014
Census Tract	20300

Owner

14 Emerson Ct is owned and occupied by two individuals who bought it in August 2017.

Source: West Warwick Town records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 EMERSON CT, WEST WARWICK, RI 02893-4460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · VA Mortgage SEMPER HM LNS
Oct 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 28, 2017	Warranty Deed, Transfer · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Prior Sale	Jun 1, 2009 · Amount on File
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST WARWICK RI
Property Address	14 EMERSON CT, WEST WARWICK, RI 02893-4460
Document Number	0024855926
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EMERSON CT WEST WARWICK RI 028934460, WEST WARWICK, RI 02893-4460

Mortgage

Document Number	0024855926
Date	Dec 14, 2020
Instrument	24855926

Lender

Name	SEMPER HM LNS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST WARWICK RI
Recording Date	Oct 16, 2020
Property Address	14 EMERSON CT, WEST WARWICK, RI 02893-4460
Document Number	0024854802
Instrument Date	Oct 16, 2020
Instrument	24854802
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EMERSON CT WEST WARWICK RI 028934460, WEST WARWICK, RI 02893-4460

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST WARWICK RI
Recording Date	Aug 28, 2017
Property Address	14 EMERSON CT, WEST WARWICK, RI 02893-4460
Document Number	2482-2614
Book / Page	002482 / 002614
Instrument Date	Aug 28, 2017
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CENTRAL ST WEST WARWICK RI 028933632, WEST WARWICK, RI 02893-3632

Mortgage

Document Number	2482-2615
Date	Aug 28, 2017
Book Page	002482/002615

Lender

Name	HOME PT FIN'L

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 14 Emerson Ct was $6,199.

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	West Warwick Town
Unified School District	West Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,199.00	$433,800 Land $86,500 Building $347,300	$389,975
2023	$6,113.00	$333,700 Land $69,900 Building $263,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Emerson Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Emerson Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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