14 Elsman Ter, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 14 Elsman Ter, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1957
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Apr 2022)
Tax Bill	$13,376 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00042-02-00044`

Property Details

APN / Parcel Number

Primary APN	`11-00042-02-00044`
Alternative APNs	`1100042000200044` `01596`

Interior

Stories	2 Stories
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	01596
Street Address	14 ELSMAN TER
City	MAPLEWOOD
State	NJ
Zip	07040-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-4
Legal Description	50X100
Legal Subdivision	TOWNSHIP/MAPLEWOOD
Legal Block	42.2
Legal Lot Number	44
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	1
Census Block	1000
Census Tract	19600

Owner

Source: Essex County and Maplewood Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 ELSMAN TER, MAPLEWOOD, NJ 07040-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · FHA Mortgage VYLLA TITLE LLC, VYLLA TITLE
Apr 18, 2022	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Aug 11, 2010 · Amount on Record
Deed Document Number	202238890
Prior Transfer Date	Jan 8, 2008
Prior Transfer Doc	0008013103
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Jun 15, 2026
Property Address	14 ELSMAN TER, MAPLEWOOD, NJ 07040-1620
Document Number	0000039874
Instrument Date	May 11, 2026
Instrument	202639874
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ELSMAN TER, MAPLEWOOD, NJ 07040-1620

Mortgage

Document Number	0000039874,
Date	Jun 15, 2026
Instrument	202639874

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	May 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 18, 2022
Property Address	14 ELSMAN TER, MAPLEWOOD, NJ 07040-1620
Document Number	0000038890
Instrument Date	Mar 28, 2022
Instrument	2022038890
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	SAND LANE TITLE AGENCY LLC, SAFE HOUSE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 HELLER PL # 1, 9, MAPLEWOOD, NJ 07040-1903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ELLSMAN TERRANCE, MAPLEWOOD, NJ 07040-1620

Mortgage

Document Number	0000038891
Date	Apr 18, 2022
Instrument	2022038891

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,100 (-) Land $248,700 Building $308,400	$557,100 (-) Land $248,700 Building $308,400
2025	$13,376.00 (+3.81%)	$557,100 (+66.7%) Land $248,700 Building $308,400	$557,100 (+66.7%) Land $248,700 Building $308,400
2024	$12,885.00 (+22.1%)
2023		$334,200 Land $142,500 Building $191,700	$334,200 Land $142,500 Building $191,700
2022	$10,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,006 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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