14 Elmsford Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 14 Elmsford Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1938
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Sep 2022)
Tax Bill	$9,207 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 33.43-1-30`

Property Details

APN / Parcel Number

Primary APN	`372200 33.43-1-30`
Alternative APNs	`220003304300010300000000` `018375`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2023
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	180 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	312 sqft
Patio Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	018375
Street Address	14 ELMSFORD RD
City	CARMEL
State	NY
Zip	10512-6137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	1
Legal Lot Number	30.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	3
Census Block	3024
Census Tract	10300

Owner

14 Elmsford Rd is owned and occupied by an individual who bought it in September 2022.

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	14 ELMSFORD RD, CARMEL, NY 10512-6137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on File
Deed Sale	Sep 19, 2022 · Amount on File
Prior Sale	Nov 7, 2005 · Amount on File
Deed Document Number	20228388
Deed Book / Page	2289 / 321
Prior Transfer Date	Aug 20, 2004
Prior Transfer Doc	0017060299
Record Updated	Oct 29, 2026

September 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	PUTNAM NY
Recording Date	Sep 19, 2022
Property Address	14 ELMSFORD RD, CARMEL, NY 10512-6137
Document Number	0022890321
Book / Page	2289 / 321
Map Reference	MAP 130-BB
Instrument Date	Sep 13, 2022
Instrument	8388-2022
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	JUDICIAL TITLE INS AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 ELMSFORD RD, 14, CARMEL, NY 10512-6137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WRIGHT RD, YORKTOWN HEIGHTS, NY 10598-6613

Mortgage

Document Number	0077050146
Date	Sep 19, 2022
Book Page	7705/146
Instrument	8389-2022

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295,000 (+50.74%) Land $54,100 Building $240,900	$295,000 (+3.71%) Land $54,100 Building $240,900
2024	$9,207.00	$195,700 (-) Land $14,300 Building $181,400	$284,448 (-)
2023		$195,700 (-) Land $14,300 Building $181,400	$284,448 (+21.66%) Land $20,785 Building $263,663
2022		$195,700 Land $14,300 Building $181,400	$233,811 Land $17,085 Building $216,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Elmsford Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Elmsford Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILL SPARROW MASTER HOA private · serves 432 people · EPA ID NY3921704
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250