Monmouth County and Neptune Township property record for 14 Elm Dr, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,709 sqft · built 1952 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $612,000 (Sep 2025) |
| Tax Bill | $10,619 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-04303-0000-00006 |
| Primary APN | 35-04303-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,709 sqft Living Area |
| 1st Floor Area | 1,709 sqft |
| Upper Floors Area | 384 sqft |
| Basement Area | 955 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Deck Area | 261 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00073432 |
|---|---|
| Street Address | 14 ELM DR |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-3312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | HAMILTON GARDENS SEC 02 |
| Legal Block | 4303 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 808002 |
14 Elm Dr is owned and occupied by an individual who bought it in September 2025.
Source: Monmouth County and Neptune Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 ELM DR, NEPTUNE, NJ 07753-3312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Prior Sale | Jul 9, 2014 · Amount on File |
| Deed Document Number | 202574218 |
| Deed Book / Page | 9756 / 7783 |
| Prior Transfer Date | Mar 22, 2005 |
| Prior Transfer Doc | 0084513141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 17, 2025 |
| Property Address | 14 ELM DR, NEPTUNE, NJ 07753-3312 |
| Document Number | 0097567783 |
| Book / Page | 9756 / 7783 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025074218 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | GREEN HILL TITLE, GREEN HILL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,312.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1405 ROCKAFELLER DR, WALL TOWNSHIP, NJ 07719-4425 |
| Name | Verified Name |
|---|---|
| Address | 14 ELM DR, NEPTUNE, NJ 07753-3312 |
| Document Number | 2025074219 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025074219 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 14 ELM DR, NEPTUNE, NJ 07753-3312 |
| Document Number | 0000088913 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 ELM DR NEPTUNE NJ 077533312, NEPTUNE, NJ 07753-3312 |
| Document Number | 0000088913 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 009433/002324 |
| Instrument | 88913 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2050 |
The 2025 property tax bill for 14 Elm Dr was $10,619, up 29.3% from the year before.
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $624,500 (+8.21%) Land $358,600 Building $265,900 | $624,500 (+8.21%) Land $358,600 Building $265,900 | |
| 2025 | $10,619.00 (+29.34%) | $577,100 Land $280,000 Building $297,100 | $577,100 Land $280,000 Building $297,100 |
| 2024 | $8,210.00 | ||
| 2023 | $438,500 Land $196,400 Building $242,100 | $438,500 Land $196,400 Building $242,100 | |
| 2022 | $7,558.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Elm Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2005–2018) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Elm Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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