Cheshire County and Winchester Town property record for 14 Elm Ct, Winchester, NH 03470
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,585 sqft · built 1997 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,706 (2024) |
| Deeds & Mortgages | Jul 2025 Line of Credit Jul 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WNCH M:00027 B:000015 L:000000 |
| Primary APN | WNCH M:00027 B:000015 L:000000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,585 sqft Living Area |
| Gross Area | 2,902 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 14 ELM CT |
|---|---|
| City | WINCHESTER |
| State | NH |
| Zip | 03470-3100 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RESI |
| Legal Block | 15 |
| Jurisdiction | WINCHESTER TOWN NH |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 971700 |
14 Elm Ct, a mobile home, is owned and occupied by an individual.
Source: Cheshire County and Winchester Town records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 ELM CT, WINCHESTER, NH 03470-3100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2025 | Deed of Trust, Mortgage · Line of Credit PRECISION FEDERAL CREDIT UNION |
| Jul 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Nov 8, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Property Address | 14 ELM CT, WINCHESTER, NH 03470-3100 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003314-951 |
|---|---|
| Date | Jul 1, 2025 |
| Book Page | 3314/951 |
| Instrument | 2504631 |
| Name | PRECISION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Property Address | 14 ELM CT, WINCHESTER, NH 03470-3100 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003170-394 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 3170/394 |
| Instrument | 2107118 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Recording Date | Nov 8, 2019 |
| Property Address | 14 ELM CT, WINCHESTER, NH 03470-3100 |
| Document Number | 0030880560 |
| Book / Page | 003088 / 000560 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 9238 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 ELM CT WINCHESTER NH 034703100, WINCHESTER, NH 03470-3100 |
| Document Number | 30880563 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 003088/000563 |
| Instrument | 9239 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
Source: Cheshire County and Winchester Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Winchester Town |
| Elementary School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $2,706.00 (-7.65%) | $92,500 (-) Land $27,800 Building $64,700 |
| 2023 | $2,930.00 (+10.36%) | $92,500 (-) Land $27,800 Building $64,700 |
| 2022 | $2,655.00 | $92,500 Land $27,800 Building $64,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14 Elm Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1984–2021) |
| Most Recent Claim | Jul 2021 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Elm Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 2,800 people · EPA ID NH2531010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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