Bergen County and Waldwick Borough property record for 14 Elm Ct, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,928 sqft · built 1962 |
| Lot Size | 0.476 acres (20,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Aug 2015) |
| Tax Bill | $15,505 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00163-18-00024 |
| Primary APN | 64-00163-18-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 1,928 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 20,752 sqft (0.476 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400163R00024 |
|---|---|
| Street Address | 14 ELM CT |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 69XIRR 5LT |
| Legal Subdivision | BOROUG/WALDWICK TAX MAP |
| Legal Block | 163 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 56200 |
14 Elm Ct is owned and occupied by two individuals who bought it in August 2015.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 ELM CT, WALDWICK, NJ 07463-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2015 · Amount on File |
| Deed Sale | Aug 14, 2015 · Amount on File |
| Prior Sale | Apr 21, 2010 · Amount on File |
| Deed Document Number | 201561423 |
| Deed Book / Page | 2024 / 797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 14 ELM CT, WALDWICK, NJ 07463-1004 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041080215 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 4108/215 |
| Instrument | 21-065621 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 14 ELM CT, WALDWICK, NJ 07463-1004 |
| Document Number | 0035900887 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 ELM CT WALDWICK NJ 074631004, WALDWICK, NJ 07463-1004 |
| Document Number | 0035900887 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 003590/000887 |
| Instrument | 20046027 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2050 |
The 2025 property tax bill for 14 Elm Ct was $15,505, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $675,600 (-) Land $398,500 Building $277,100 | $675,600 (-) Land $398,500 Building $277,100 | |
| 2025 | $15,505.00 (+3.66%) | $675,600 Land $398,500 Building $277,100 | $675,600 Land $398,500 Building $277,100 |
| 2024 | $14,957.00 | ||
| 2023 | $532,100 Land $341,000 Building $191,100 | $532,100 Land $341,000 Building $191,100 | |
| 2022 | $15,154.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Elm Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Elm Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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