Monroe County property record for 14 Edward Pl, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,415 sqft · built 2017 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Aug 2017) |
| Tax Bill | $2,624 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00457660-000000 |
| Primary APN | 00457660-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,415 sqft Living Area |
| 1st Floor Area | 1,415 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
| Deck Area | 150 sqft |
| Patio Area | 474 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1561223 |
|---|---|
| Street Address | 14 EDWARD PL |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 12 LT 2 LARGO GARDENS KEY LARGO PB4-38 OR322-366/67 OR1199-639/640P/R OR2710-1262 OR2736-1427 OR2738-739/740C OR2777-1298 OR2871-1253 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | LARGO GARDENS |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of February 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 EDWARD PL, KEY LARGO, FL 33037-4501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Aug 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage GULF ATLANTIC FUNDING GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on Record |
| Deed Sale | Aug 31, 2017 · Amount on Record |
| Prior Sale | Nov 4, 2014 · Amount on Record |
| Deed Document Number | 20172137143 |
| Deed Book / Page | 2871 / 1253 |
| Prior Transfer Date | Jan 11, 2016 |
| Prior Transfer Doc | 0027771298 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 14 EDWARD PL, KEY LARGO, FL 33037-4501 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | ABSOLUTE FIRST TITLE LLC, ABSOLUTE FIRST TITLE |
| Name | Verified Name |
|---|---|
| Address | 14 EDWARD PL, KEY LARGO, FL 33037-4501 |
| Document Number | 0031242332 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 3124/2332 |
| Instrument | 2339045 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 14 EDWARD PL, KEY LARGO, FL 33037-4501 |
| Document Number | 0029900786 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 EDWARD PL KEY LARGO FL 330374501, KEY LARGO, FL 33037-4501 |
| Document Number | 0029900786 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 002990/000786 |
| Instrument | 2241149 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 31, 2017 |
| Property Address | 14 EDWARD PL, KEY LARGO, FL 33037-4501 |
| Document Number | 0028711253 |
| Book / Page | 2871 / 1253 |
| Map Reference | MB04 PG38 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 2137143 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | SUNSHINE TITLE OF THE KEYS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 ABACO RD, 20, KEY LARGO, FL 33037-5002 |
| Name | Verified Name |
|---|---|
| Address | 14 EDWARD PL, KEY LARGO, FL 33037-4501 |
| Document Number | 0002137144 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2137144 |
| Name | GULF ATLANTIC FUNDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $277,470 (+5.99%) | $501,335 (+20.59%) Land $198,000 Building $303,335 | |
| 2024 | $2,624.00 (+5.38%) | ||
| 2023 | $2,490.00 (+5.15%) Homeowner's exemption | $261,798 (+3%) | $415,718 (-0.7%) Land $151,250 Building $264,468 |
| 2022 | $2,368.00 Homeowner's exemption | $254,173 | $418,654 Land $151,250 Building $267,404 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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