14 Edgewood Ter, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 14 Edgewood Ter, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,000 sqft · built 1952
Lot Size	0.413 acres (17,999 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (May 2026)
Tax Bill	$9,059 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00164-02-00002`

Property Details

APN / Parcel Number

Primary APN	`06-00164-02-00002`
Alternative APNs	`0600164000200002` `S001`

Interior

Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	17,999 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	S001
Street Address	14 EDGEWOOD TER
City	BRIDGEWATER
State	NJ
Zip	08807-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	JAYVEE HILLSIDE
Legal Block	164.2
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	3
Census Block	3001
Census Tract	50704

Owner

14 Edgewood Ter is owned and occupied by an individual who bought it in May 2026.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	14 EDGEWOOD TER, BRIDGEWATER, NJ 08807-2502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Nov 16, 2020	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Nov 16, 2020 · Amount on File
Deed Document Number	202612835
Deed Book / Page	7680 / 495
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 8, 2026
Property Address	14 EDGEWOOD TER, BRIDGEWATER, NJ 08807-2502
Document Number	0000012835
Book / Page	7680 / 495
Instrument Date	Apr 28, 2026
Instrument	2026.12835
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,730.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EDGEWOOD TER, BRIDGEWATER, NJ 08807-2502

Mortgage

Document Number	0000012836,
Date	May 8, 2026
Instrument	2026..12836

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 16, 2020
Property Address	14 EDGEWOOD TER, BRIDGEWATER, NJ 08807-2502
Document Number	0000057391
Book / Page	7273 / 2729
Instrument Date	Aug 5, 2020
Instrument	2020057391
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,167.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31688 CORTE PADRERA, 31688, TEMECULA, CA 92592-6443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EDGEWOOD TER, BRIDGEWATER, NJ 08807-2502

Mortgage

Document Number	0000057392
Date	Nov 16, 2020
Instrument	2020057392

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14 Edgewood Ter was $9,059, up 0.5% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,600 (+12.99%) Land $170,700 Building $359,900	$530,600 (+12.99%) Land $170,700 Building $359,900
2025	$9,059.00 (+0.48%)	$469,600 Land $145,700 Building $323,900	$469,600 Land $145,700 Building $323,900
2024	$9,016.00
2023		$399,100 Land $145,700 Building $253,400	$399,100 Land $145,700 Building $253,400
2022	$7,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Edgewood Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Edgewood Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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