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14 E Elro Dr, Oak Ridge, NJ 07438 Property Records

Morris County and Jefferson Township property record for 14 E Elro Dr, Oak Ridge, NJ 07438

Property Summary

Property TypeSingle Family Home
Details1,250 sqft · built 1981
Lot Size0.232 acres (10,106 sqft)
Owner2 Individual Names on File
Last Sale$362,000 (Oct 2024)
Tax Bill$6,112 (2024)
Deeds & MortgagesMar 2026 Mortgage
Feb 2021 Mortgage
APN14-00464-0000-00020

Property Details

APN / Parcel Number

Primary APN14-00464-0000-00020
Alternative APN
  • 140046400020

Interior

Stories1 Story
Building Area1,250 sqft Living Area
1st Floor Area1,250 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeFrame
Lot Area10,106 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide

Location & Zoning

Street Address14 E ELRO DR
CityOAK RIDGE
StateNJ
Zip07438-9354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-30
Legal DescriptionINCL BLK 464 LOTS 20 & 21
Legal SubdivisionTOWNSHIP/JEFFERSON
Legal Block464
Legal Lot Number20
JurisdictionMORRIS NJ
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2030
Census Tract44601

Owner

14 E Elro Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Morris County and Jefferson Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address14 E ELRO DR, OAK RIDGE, NJ 07438-9354
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 25, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2024 · Amount on File
Deed SaleOct 2, 2024 · Amount on File
Prior SaleApr 29, 2024 · Amount on File
Deed Document Number202438474
Deed Book / Page24816 / 712
Prior Transfer DateNov 10, 2020
Prior Transfer Doc0240371842
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address14 E ELRO DR, OAK RIDGE, NJ 07438-9354
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 E ELRO DR, OAK RIDGE, NJ 07438-9354

Mortgage

Document Number0250740443
DateMar 16, 2026
Book Page25074/443
Instrument2026010931
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMORRIS NJ
Recording DateFeb 25, 2021
Property Address14 E ELRO DR, OAK RIDGE, NJ 07438-9354
Document Number0240371842
Book / Page24037 / 1842
Instrument DateNov 10, 2020
Instrument2021017327
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanySIMPLICITY TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 E ELRO DR, OAK RIDGE, NJ 07438-9354

Mortgage

Document Number2021017328
DateFeb 25, 2021
Instrument2021017328
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Morris County and Jefferson Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionJefferson Township
Unified School DistrictJefferson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,500 (-) Land $98,900 Building $172,600$271,500 (-) Land $98,900 Building $172,600
2025$271,500 Land $98,900 Building $172,600$271,500 Land $98,900 Building $172,600
2024$6,112.00
2023$203,600 Land $98,900 Building $104,700$203,600 Land $98,900 Building $104,700
2022$5,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 14 E Elro Dr; there have been 5 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2000–2011)
Most Recent ClaimSep 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 E Elro Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON TWP W U MILTON SYS
serves 4,500 people · EPA ID NJ1414003
Water SourceGroundwater
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Planet Networks, Verizon.

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