14 E Cobblestone Ct, Florence, KY 41042 Property Records

Boone County property record for 14 E Cobblestone Ct, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1988
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$250,829 (Oct 2023)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062.00-29-058.00`

Property Details

APN / Parcel Number

Primary APN	`062.00-29-058.00`
Alternative APN	`23222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Building Area	1,176 sqft Finished Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	102 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	16 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 E COBBLESTONE CT
City	FLORENCE
State	KY
Zip	41042-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 SEC 4 STONEGATE MEADOWS (62W-86)
Legal Subdivision	STONEGATE MEADOWS SUB
Legal Lot Number	58
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2000
Census Tract	70313

Owner

Source: Boone County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 E COBBLESTONE CT, FLORENCE, KY 41042-9418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Oct 17, 2023	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 12, 2023	Intrafamily Transfer, Transfer UNION SAVINGS BANK
Dec 20, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Apr 28, 2005 · Amount on Record
Deed Document Number	2023980909
Deed Book / Page	1212 / 526
Prior Transfer Date	Sep 29, 2023
Prior Transfer Doc	0D1212/392
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	14 E COBBLESTONE CT, FLORENCE, KY 41042-9418
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 E COBBLESTONE CT, FLORENCE, KY 41042-9418

Mortgage

Document Number	0M4706/750
Date	Oct 17, 2023
Book Page	M4706/750
Instrument	980929

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2033

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Oct 17, 2023
Property Address	14 E COBBLESTONE CT, FLORENCE, KY 41042-9418
Document Number	0D1212/526
Book / Page	D1212 / 526
Map Reference	MB 1212 PG 392
Instrument Date	Oct 16, 2023
Instrument	980909
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 SUMMERLYN FARMS CT, LEBANON, OH 45036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 E COBBLESTONE CT, FLORENCE, KY 41042-9418

Mortgage

Document Number	0M4706/733
Date	Oct 17, 2023
Book Page	M4706/733
Instrument	980912

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Oct 12, 2023
Property Address	14 E COBBLESTONE CT, FLORENCE, KY 41042-9418
Document Number	0D1212/392
Book / Page	D1212 / 392
Map Reference	PL 19-B
Instrument Date	Sep 29, 2023
Instrument	980297
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 E COBBLESTONE CT, FLORENCE, KY 41042-9418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 E COBBLESTONE CT, FLORENCE, KY 41042-9418

Mortgage

Document Number	0000980298
Date	Oct 12, 2023
Instrument	980298

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Dec 20, 2017
Property Address	14 E COBBLESTONE CT, FLORENCE, KY 41042-9418
Document Number	0D1101/238
Book / Page	D1101 / 238
Map Reference	PL 19-B
Instrument Date	Nov 30, 2017
Instrument	741984
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 E COBBLESTONE CT, 14, FLORENCE, KY 41042-9418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 E COBBLESTONE CT, FLORENCE, KY 41042-9418

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,388.00 (+65.95%)	$250,800 (+31.31%) Land $25,000 Building $225,800
2024			$250,800 (+31.31%) Land $25,000 Building $225,800
2023	$1,439.00 (+16.8%)	$191,000 (+12.02%) Land $25,000 Building $166,000	$191,000 (+12.02%) Land $25,000 Building $166,000
2022	$1,232.00	$170,500 Land $25,000 Building $145,500	$170,500 Land $25,000 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2009–2016)
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

14 E Cobblestone Ct, Florence, KY 41042 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

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Nearby Streets

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