Ocean County and Toms River Township property record for 14 E Bay Way, Lavallette, NJ 08735
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,100 sqft · built 2003 |
| Lot Size | 0.029 acres (1,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (May 2024) |
| Tax Bill | $12,085 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 08-01102-07-00020 |
| Primary APN | 08-01102-07-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,100 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 1,250 sqft (0.029 acres) |
| Lot Dimensions | 25 ft deep x 50 ft wide |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 14 BAY TER |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-1845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB7 |
| Legal Description | 50X25 |
| Legal Subdivision | OCEAN BEACH SEC 6 |
| Legal Block | 1102 |
| Legal Lot Number | 20 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 722500 |
14 E Bay Way is owned by two individuals who bought it in May 2024.
Source: Ocean County and Toms River Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 OAKLAND ST, BERKELEY HEIGHTS, NJ 07922-1952 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on File |
| Deed Sale | May 1, 2024 · Amount on File |
| Prior Sale | Apr 16, 2021 · Amount on File |
| Deed Document Number | 202431614 |
| Deed Book / Page | 19671 / 659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 16, 2021 |
| Property Address | 14 E BAY WAY, LAVALLETTE, NJ 08735-1905 |
| Document Number | 0184231644 |
| Book / Page | 18423 / 1644 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021057817 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 CARDINAL DR, 75, POUGHKEEPSIE, NY 12601-5703 |
| Name | Verified Name |
|---|---|
| Address | 28 PARK AVE, BEVERLY, NJ 08010-1450 |
| Document Number | 2021057818 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021057818 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 14 E Bay Way was $12,085, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $618,500 (-) Land $304,000 Building $314,500 | $618,500 (-) Land $304,000 Building $314,500 | |
| 2025 | $12,085.00 (+7.31%) | $618,500 Land $304,000 Building $314,500 | $618,500 Land $304,000 Building $314,500 |
| 2024 | $11,262.00 | ||
| 2023 | $618,500 Land $304,000 Building $314,500 | $618,500 Land $304,000 Building $314,500 | |
| 2022 | $10,322.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 E Bay Way in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 733 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 754 units insured incl. 21 condo units |
| Nearby Flood Claims | 1,149 (1978–2024) |
| Claims Outside the SFHA | 166 of 1,149 |
| Most Recent Claim | Aug 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14 E Bay Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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