14 Dutchess Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 14 Dutchess Rd, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,658 sqft · built 2005
Lot Size	0.576 acres (25,077 sqft)
Owner	2 Individual Names on File
Last Sale	$864,500 (Sep 2018)
Tax Bill	$13,699 (2025)
Deeds & Mortgages	Oct 2024 Refinance Oct 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`77-002-2`

Property Details

APN / Parcel Number

Primary APN	`77-002-2`
Alternative APNs	`FRAN M:281 L:014` `M:077 L:002=2`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,658 sqft Living Area
Gross Area	7,650 sqft
Basement Area	1,336 sqft
Unfinished Basement	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,077 sqft (0.576 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	77-002-2
Street Address	14 DUTCHESS RD
City	FRANKLIN
State	MA
Zip	02038-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	14
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2004
Census Tract	442203

Owner

14 Dutchess Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 DUTCHESS RD, FRANKLIN, MA 02038-5212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Oct 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BOSTON PRIVATE BANK & TRUST COMPANY
Sep 4, 2018	Quit Claim Deed, Transfer BOSTON PRIVATE BANK & TRUST
Jul 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Prior Sale	Apr 28, 2006 · Amount on File
Deed Book / Page	36272 / 132
Transfer Doc	036272-132
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	14 DUTCHESS RD, FRANKLIN, MA 02038-5212
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042062-265
Date	Oct 22, 2024
Book Page	42062/265
Instrument	69570

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	14 DUTCHESS RD, FRANKLIN, MA 02038-5212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37236-95
Date	Oct 11, 2019
Book Page	37236/95
Instrument	92801

Lender

Name	BOSTON PRIVATE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Sep 4, 2018
Property Address	14 DUTCHESS RD, FRANKLIN, MA 02038-5212
Document Number	36272-132
Book / Page	36272 / 132
Instrument	78996
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	362720134
Date	Sep 4, 2018
Instrument	36272/0134

Lender

Name	BOSTON PRIVATE BANK & TRUST
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jul 27, 2017
Property Address	14 DUTCHESS RD, FRANKLIN, MA 02038-5212
Document Number	35309-596
Book / Page	035309 / 000596
Instrument Date	Jul 21, 2017
Instrument	69156
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14 DUTCHESS RD FRANKLIN MA 020385212, FRANKLIN, MA 02038-5212

Tax Assessment & Valuation

The 2025 property tax bill for 14 Dutchess Rd was $13,699, up 4.7% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,699.00 (+4.66%)	$1,178,900 (+6.19%) Land $378,400 Building $800,500	$1,167,075 (+0.26%)
2024	$13,089.00 (+11.15%)	$1,110,200 (+18.6%) Land $378,400 Building $731,800	$1,164,035
2023	$11,776.00	$936,100 Land $298,100 Building $638,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Dutchess Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Dutchess Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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