14 Dune Comet Ln, Unit A, Inlet Beach, FL 32461 Property Records

Walton County property record for 14 Dune Comet Ln, Unit A, Inlet Beach, FL 32461

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,678 sqft · built 2017
Lot Size	0.021 acres (907 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Sep 2026)
Tax Bill	$6,523 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16205-000-4430`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16205-000-4430`
Alternative APNs	`20-318-16205-000-4430` `1085460`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	3 Units
Stories	2 Stories
Building Area	1,678 sqft Living Area
Gross Area	2,231 sqft
Flooring	Tile

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Hardboard
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	907 sqft (0.021 acres)
Garage Type	Attached
Garage Area	360 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14 DUNE COMET LN, A
City	INLET BEACH
State	FL
Zip	32461-0936
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 443 PROMINENCE PHASE 3 NORTH PB 20-9 OR 3056-2636
Legal Range	018
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE PHASE 3
Legal Phase	3
Legal Block	44
Legal Lot Number	443
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1049
Census Tract	950610

Owner

Source: Walton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3610 PROVIDENT CT, MOBILE, AL 36608-1534
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 2, 2017	Special Warranty Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	202639938
Deed Book / Page	3414 / 1594
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 28, 2026
Property Address	14 DUNE COMET LN, ROSEMARY BEACH, FL 32461-0935
Document Number	0000039938
Book / Page	3414 / 1594
Instrument Date	Sep 24, 2026
Instrument	202639938
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3610 PROVIDENT CT, MOBILE, AL 36608-1534

Mortgage

Document Number	0000039939,
Date	Sep 28, 2026
Book Page	3414/1596
Instrument	202639939

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	14 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0936
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2564 BAGLEY RD, CUMMING, GA 30041-7209

Mortgage

Document Number	0032161517
Date	Sep 15, 2021
Book Page	3216/1517
Instrument	20210046251

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 2, 2017
Property Address	14 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0936
Document Number	0030562636
Book / Page	3056 / 2636
Map Reference	MB20 PG9&10
Instrument Date	Nov 1, 2017
Instrument	2017000036307
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLROIDAI NC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2564 BAGLEY RD, CUMMING, GA 30041-7209

Mortgage

Document Number	2017000036308
Date	Nov 2, 2017
Instrument	2017000036308

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,523.00 (+3.05%)	$809,044 (-10.9%) Land $300,000 Building $509,044	$809,044 (-10.9%) Land $300,000 Building $509,044
2024	$6,330.00 (-1.63%)
2023	$6,435.00 (+7.55%)	$908,003 (+1%) Building $908,003	$908,003 (+1%) Building $908,003
2022	$5,983.00	$825,458 Building $825,458	$825,458 Building $825,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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