14 Drury Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 14 Drury Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1973
Lot Size	0.169 acres (7,380 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Aug 2019)
Tax Bill	$3,452 (2024)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00521790-000000`

Property Details

APN / Parcel Number

Primary APN	`00521790-000000`
Alternative APNs	`32613900521790000000` `1641022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,380 sqft (0.169 acres)
Lot Dimensions	123 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	85 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1641022
Street Address	14 DRURY DR
City	KEY LARGO
State	FL
Zip	33037-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 2 LT 7 HARBOR SHORES PB3-44 KEY LARGO OR17-69 OR548-1 OR745-439 OR755-737 OR766-813 OR780-1775 OR1935-271 OR2322-1947 OR2979-0039
Legal Range	39E
Legal Township	61S
Legal Section	32
Legal Subdivision	HARBOR SHORES
Legal Block	2
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2007
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

14 Drury Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	14 DRURY DR, KEY LARGO, FL 33037-4131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Aug 8, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on File
Deed Sale	Aug 8, 2019 · Amount on File
Prior Sale	Feb 1, 1979 · Amount on File
Deed Document Number	20192231833
Deed Book / Page	2979 / 39
Prior Transfer Date	Aug 14, 2007
Prior Transfer Doc	0023221947
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	14 DRURY DR, KEY LARGO, FL 33037-4131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029250248
Date	Sep 4, 2018
Book Page	2925/0248
Instrument	2185015

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 8, 2019
Property Address	14 DRURY DR, KEY LARGO, FL 33037-4131
Document Number	0029790039
Book / Page	002979 / 000039
Instrument Date	Aug 1, 2019
Instrument	2231833
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	SUNSHINE TITLE/THE KEYS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 DRURY DR KEY LARGO FL 330374131, KEY LARGO, FL 33037-4131

Mortgage

Document Number	29790041
Date	Aug 8, 2019
Book Page	002979/000041
Instrument	2231834

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$387,250	$586,409 Land $302,580 Building $283,829
2024	$3,452.00 (+4.64%)
2023	$3,299.00 (+5.5%) Senior Citizen's exemption	$365,376 (+3%)	$568,426 (+25.84%) Land $297,045 Building $271,381
2022	$3,127.00 Senior Citizen's exemption	$354,734	$451,710 Land $177,120 Building $274,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Drury Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 595 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	839 units insured incl. 244 condo units
Nearby Flood Claims	304 (1983–2025)
Claims Outside the SFHA	8 of 304
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 221 claims Hurricane Irene, Oct 1999 · 24 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Drury Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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