14 Divot Pl, Bunnell, FL 32110 Property Records

Flagler County property record for 14 Divot Pl, Bunnell, FL 32110

Property Summary

Property Type	Vacant Land
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$300,350 (Jul 2026)
Tax Bill	$880 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-12-30-2977-00000-2330`

Property Details

APN / Parcel Number

Primary APN	`02-12-30-2977-00000-2330`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	14 DIVOT PL
City	BUNNELL
State	FL
Zip	32110-3444
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	GRAND RESERVE PHASE 5 MB 42 PG 89 LOT 233
Legal Subdivision	GRAND RESERVE PHASE 5
Legal Lot Number	233
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2005
Census Tract	60218

Owner

Source: Flagler County records · APN 02-12-30-2977-00000-2330

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 DIVOT PL, BUNNELL, FL 32110-3444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Deed Document Number	202628170
Deed Book / Page	3070 / 555
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 14, 2026
Property Address	14 DIVOT PL, BUNNELL, FL 32110-3444
Document Number	0000028170
Book / Page	3070 / 555
Instrument Date	Jun 29, 2026
Instrument	202628170
Record Updated	Jul 27, 2026
Title Company	TITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$212,347.45
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 DIVOT PL, BUNNELL, FL 32110-3444

Mortgage

Document Number	0000028174,
Date	Jul 14, 2026
Instrument	202628174

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Bunnell City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00	$40,000 Land $40,000	$40,000 Land $40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 140 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BUNNELL WATER PLANT serves 3,507 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.