14 Deer Run, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 14 Deer Run, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,596 sqft · built 1986
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2017)
Tax Bill	$3,284 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARP M:040 L:042`

Property Details

APN / Parcel Number

Primary APN	`HARP M:040 L:042`
Alternative APN	`3038`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,596 sqft Living Area
Gross Area	4,705 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	128 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	137,650 sqft (3.16 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3038
Street Address	14 DEER RUN
City	HARPSWELL
State	ME
Zip	04079-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INT
Legal Lot Number	42
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	1
Census Block	1016
Census Tract	17101

Owner

14 Deer Run is owned and occupied by two individuals who bought it in October 2017.

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 DEER RUN, HARPSWELL, ME 04079-2251
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Balloon Mortgage KENNEBEC SAVINGS BANK
Oct 16, 2017	Warranty Deed, Transfer KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2017 · Amount on File
Deed Sale	Oct 16, 2017 · Amount on File
Deed Document Number	201752917
Deed Book / Page	34391 / 145
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	14 DEER RUN, HARPSWELL, ME 04079-2251
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0361000089
Date	Oct 23, 2019
Book Page	36100/89
Instrument	53733

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Oct 16, 2017
Property Address	14 DEER RUN, HARPSWELL, ME 04079-2251
Document Number	0343910145
Book / Page	34391 / 0145
Instrument	000000052917
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052918
Date	Oct 16, 2017
Instrument	000000052918

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount on Record
Term	312 Months
Due	Oct 16, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 14 Deer Run was $3,284, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,284.00 (+4.72%)	$493,100 (-) Land $86,900 Building $406,200
2024	$3,136.00 (+4.26%)	$493,100 (-) Land $86,900 Building $406,200
2023	$3,008.00 (+3.4%)	$493,100 (-) Land $86,900 Building $406,200
2022	$2,909.00	$493,100 Land $86,900 Building $406,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14 Deer Run in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Deer Run is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deer Run

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