Middlesex County and Reading Town property record for 14 Dean Rd, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,052 sqft · built 1972 |
| Lot Size | 0.606 acres (26,389 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Nov 2022) |
| Tax Bill | $12,524 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Nov 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212A000000 |
| Primary APN | 212A000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,052 sqft Living Area |
| Gross Area | 4,100 sqft |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,389 sqft (0.606 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 212A000000100 |
|---|---|
| Street Address | 14 DEAN RD |
| City | READING |
| State | MA |
| Zip | 01867-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records · APN 212A000000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 DEAN RD, READING, MA 01867-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK |
| Nov 15, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Jun 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Mar 21, 2018 | Deed of Trust, Mortgage · Line of Credit USA ALLIANCE FCU |
| Dec 08, 2017 | Deed of Trust, Mortgage CITIZENS BK/RI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Prior Sale | Jul 28, 2015 · Amount on Record |
| Deed Book / Page | 80945 / 255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 14 DEAN RD, READING, MA 01867-1105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079232-402 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 79232/402 |
| Instrument | 257592 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 15, 2022 |
| Property Address | 14 DEAN RD, READING, MA 01867-1105 |
| Document Number | 080945-255 |
| Book / Page | 80945 / 255 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 168185 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 DEAN RD, READING, MA 01867-1105 |
| Document Number | 0000168186 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 168186 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Dec 01, 2029 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 14 DEAN RD, READING, MA 01867-1105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75013-425 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 75013/425 |
| Instrument | 104229 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 14 DEAN RD, READING, MA 01867-1105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70761-91 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 70761/91 |
| Instrument | 37743 |
| Name | USA ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 14 DEAN RD, READING, MA 01867-1105 |
| Document Number | 70373-183 |
| Instrument Date | Dec 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2019 |
| Name | Verified Name |
|---|
| Document Number | 70373-183 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 070373/000183 |
| Instrument | 7 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,524.00 (-1.22%) | $1,099,600 (+1.65%) Land $591,300 Building $508,300 | $1,323,255 (+0.08%) |
| 2024 | $12,679.00 (+6.15%) | $1,081,800 (+14.03%) Land $581,600 Building $500,200 | $1,322,210 |
| 2023 | $11,944.00 | $948,700 Land $509,500 Building $439,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173343001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 2 (1982–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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