14 David Rd, Somers, NY 10589 Property Records

Westchester County and Somers Town property record for 14 David Rd, Somers, NY 10589

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,951 sqft · built 1974
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$321,500 (Feb 1995)
Tax Bill	$17,112 (2026)
Deeds & Mortgages	Nov 2020 Loan Modification Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`555200 16.12-1-62`

Property Details

APN / Parcel Number

Primary APN	`555200 16.12-1-62`
Alternative APNs	`520001601200010620000000` `0548000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,951 sqft Living Area
1st Floor Area	2,951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Basement
Porch	Slab
Porch Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	0548000
Street Address	14 DAVID RD
City	SOMERS
State	NY
Zip	10589-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	1
Legal Lot Number	62.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	SOMERS
Census Block Group	1
Census Block	1004
Census Tract	14903

Owner

14 David Rd is owned and occupied by two individuals who acquired it in August 2009.

Source: Westchester County and Somers Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 DAVID RD, SOMERS, NY 10589-3008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 29, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 29, 2018	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 1995 · Amount on File
Deed Sale	Feb 14, 1995 · Amount on File
Prior Sale	Sep 14, 1994 · Amount on File
Deed Book / Page	11087 / 129
Last Transfer Date	Aug 18, 2009
Transfer Doc	0492370416
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	14 DAVID RD, SOMERS, NY 10589-3008
Document Number	0603423442
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	OMNI TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 DAVID RD SOMERS NY 105893008, SOMERS, NY 10589-3008

Mortgage

Document Number	0603423442
Date	Dec 8, 2020
Book Page	060342/003442

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 7, 2040

Interest

Rate Type	Fixed Rate
Rate	2.99%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	14 DAVID RD, SOMERS, NY 10589-3008
Document Number	0603423430
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	OMNI TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 DAVID RD SOMERS NY 105893008, SOMERS, NY 10589-3008

Mortgage

Document Number	0603423430
Date	Dec 8, 2020
Book Page	060342/003430

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 7, 2040

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	14 DAVID RD, SOMERS, NY 10589-3008
Document Number	0581583747
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	CASTLE TITLE INSURANCE AGENCY, CASTLE TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 DAVID RD SOMERS NY 105893008, SOMERS, NY 10589-3008

Mortgage

Document Number	0581583747
Date	Jun 11, 2018
Book Page	058158/003747

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	14 DAVID RD, SOMERS, NY 10589-3008
Document Number	0581583748
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	CASTLE TITLE INSURANCE AGENCY, CASTLE TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 DAVID RD SOMERS NY 105893008, SOMERS, NY 10589-3008

Mortgage

Document Number	0581583748
Date	Jun 11, 2018
Book Page	058158/003748

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 14 David Rd was $17,112, up 5.9% from the year before.

Source: Westchester County and Somers Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Somers Town
Unified School District	Somers Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,112.00 (+5.92%)
2025	$16,156.00	$69,700 (-) Land $13,400 Building $56,300	$787,570 (+10.51%) Land $151,412 Building $636,158
2024		$69,700 (-) Land $13,400 Building $56,300	$712,679 (-0.72%) Land $137,014 Building $575,665
2023		$69,700 Land $13,400 Building $56,300	$717,817 Land $138,002 Building $579,815

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 David Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1980–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 David Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable	940 / 35

May also be available: Xfinity.

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