14 D St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 14 D St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,522 sqft · built 1923
Lot Size	0.212 acres (9,252 sqft)
Owner	2 Trust Names on Record
Last Sale	$140,000 (Sep 1986)
Tax Bill	$7,589 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:029.0-0000-0071.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:029.0-0000-0071.0`
Alternative APNs	`M:029.0=0000=0071.0` `107000000251` `1070000002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,522 sqft Living Area
Gross Area	2,958 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1965
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,252 sqft (0.212 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	107000000251
Street Address	14 D ST
City	READING
State	MA
Zip	01867-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	2
Census Block	2004
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	14 D ST, READING, MA 01867-1917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 28, 2021	Quit Claim Deed, Transfer Quitclaim
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 1986 · Amount on Record
Deed Sale	Sep 29, 1986 · Amount on Record
Last Transfer Date	Jul 18, 2021
Transfer Doc	1888556
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	14 D ST, READING, MA 01867-1917
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1884988
Date	Jun 30, 2021
Instrument	1884988

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jul 28, 2021
Property Address	14 D ST, READING, MA 01867-1917
Document Number	1888556
Instrument Date	Jul 18, 2021
Instrument	1888556
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 D ST, READING, MA 01867-1917

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	14 D ST, READING, MA 01867-1917
Document Number	0001847220
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 D ST READING MA 018671917, READING, MA 01867-1917

Mortgage

Document Number	0001847220
Date	Jul 17, 2020
Instrument	1847220

Lender

Name	JP MORGAN CHASE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	14 D ST, READING, MA 01867-1917
Document Number	0001753906
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0001753906
Date	Feb 14, 2017
Instrument	1753906

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,589.00 (+1.55%)	$692,400 (+5.53%) Land $396,800 Building $295,300	$708,059 (+11.89%)
2025	$7,473.00 (+3.08%)	$656,100 (+6.06%) Land $376,000 Building $280,100	$632,795 (+2.94%)
2024	$7,250.00 (+0.53%)	$618,600 (+8%) Land $354,500 Building $264,100	$614,745
2023	$7,212.00	$572,800 Land $328,200 Building $244,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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