Essex County and Bloomfield Township property record for 14 Cross St, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,960 sqft · built 1906 |
| Lot Size | 0.072 acres (3,119 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jun 2007) |
| Tax Bill | $12,267 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00099-0000-00030 |
| Primary APN | 02-00099-0000-00030 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,960 sqft Living Area |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Multi-Family |
| Lot Area | 3,119 sqft (0.072 acres) |
| Lot Dimensions | 100 ft deep x 27 ft wide |
| Old Parcel Number | 020009900030 |
|---|---|
| Street Address | 14 CROSS ST |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-4712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2B |
| Legal Description | .0716 AC |
| Legal Subdivision | TOWNSHIP/BLOOMFIELD |
| Legal Block | 99 |
| Legal Lot Number | 30 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 15700 |
14 Cross St is owned and occupied by two individuals who bought it in June 2007.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 CROSS ST, BLOOMFIELD, NJ 07003-4712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Oct 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA |
| Sep 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2007 · Amount on File |
| Deed Sale | Jun 27, 2007 · Amount on File |
| Prior Sale | Nov 7, 1996 · Amount on File |
| Deed Document Number | 20077082097 |
| Deed Book / Page | 12066 / 6050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 14 CROSS ST, BLOOMFIELD, NJ 07003-4712 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 14 CROSS STREET, TOWNLEY, NJ 07083 |
| Document Number | 0000063004 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025063004 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 14 CROSS ST, BLOOMFIELD, NJ 07003-4712 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 14 CROSS ST, BLOOMFIELD, NJ 07003-4712 |
| Document Number | 0000127073 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021127073 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 248 Months |
| Due | Jun 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 14 CROSS ST, BLOOMFIELD, NJ 07003-4712 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 14 CROSS ST, BLOOMFIELD, NJ 07003-4712 |
| Document Number | 0000055596 |
|---|---|
| Date | Sep 20, 2024 |
| Instrument | 2024055596 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 14 Cross St was $12,267, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351,600 (-) Land $98,100 Building $253,500 | $351,600 (-) Land $98,100 Building $253,500 | |
| 2025 | $12,267.00 (+2.86%) | $351,600 Land $98,100 Building $253,500 | $351,600 Land $98,100 Building $253,500 |
| 2024 | $11,926.00 | ||
| 2023 | $351,600 Land $98,100 Building $253,500 | $351,600 Land $98,100 Building $253,500 | |
| 2022 | $11,258.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Cross St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Optimum, T-Mobile.
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