Windsor Town property record for 14 Cottage St, Windsor, CT 06095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,216 sqft · built 1950 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Jan 2007) |
| Tax Bill | $4,622 (2024) |
| Deeds & Mortgages | Jun 2025 Line of Credit May 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 5001.00 |
| Primary APN | 5001.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 2,215 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 5001.00 |
|---|---|
| Street Address | 14 COTTAGE ST |
| City | WINDSOR |
| State | CT |
| Zip | 06095-3338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 479 |
| Legal Lot Number | 31 |
| Jurisdiction | WINDSOR CT |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 473700 |
Source: Windsor Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 COTTAGE ST, WINDSOR, CT 06095-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2025 | Deed of Trust, Mortgage · Line of Credit AMERICAN EAGLE FCU |
| May 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN EAGLE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2007 · Amount on Record |
| Deed Sale | Jan 16, 2007 · Amount on Record |
| Deed Book / Page | 1582 / 451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR CT |
| Property Address | 14 COTTAGE ST, WINDSOR, CT 06095-3338 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001981-660 |
|---|---|
| Date | Jun 9, 2025 |
| Book Page | 1981/660 |
| Instrument | 2025-01844 |
| Name | AMERICAN EAGLE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR CT |
| Property Address | 14 COTTAGE ST, WINDSOR, CT 06095-3338 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001965-225 |
|---|---|
| Date | May 28, 2024 |
| Book Page | 1965/225 |
| Instrument | 2024-01415 |
| Name | AMERICAN EAGLE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2049 |
Source: Windsor Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Town |
| Unified School District | Windsor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $162,470 (-) Land $49,770 Building $112,700 | $113,729 Land $34,839 Building $78,890 | |
| 2024 | $4,622.00 (-6.17%) | $162,470 (+58.32%) Land $49,770 Building $112,700 | |
| 2023 | $4,926.00 (+44.29%) | $102,620 (-) Land $34,720 Building $67,900 | |
| 2022 | $3,414.00 | $102,620 Land $34,720 Building $67,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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