14 Cottage St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 14 Cottage St, Ilion, NY 13357

Property Summary

Property Type	Triplex
Details	1,920 sqft · built 1930
Lot Size	0.069 acres (3,040 sqft)
Owner	Individual Name on Record
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Oct 2021 Sale
APN	`212801 120.37-2-39`

Property Details

APN / Parcel Number

Primary APN	`212801 120.37-2-39`
Alternative APNs	`280112003700020390000000` `022086220`

Interior

Stories	2 Stories
Building Area	1,920 sqft Gross Area
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Triplex
Lot Area	3,040 sqft (0.069 acres)
Lot Dimensions	80 ft deep x 38 ft wide
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	022086220
Street Address	14 COTTAGE ST
City	ILION
State	NY
Zip	13357-1321
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Description	14 COTTAGE ST E 3APT
Legal Block	2
Legal Lot Number	39.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	1
Census Block	1004
Census Tract	10400

Owner

Source: Herkimer County and German Flatts Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 COTTAGE ST, ILION, NY 13357-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 18, 2003
Transfer Doc	0922000078
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Oct 4, 2021
Property Address	14 COTTAGE ST, ILION, NY 13357-1321
Document Number	20215506
Instrument Date	Sep 22, 2021
Instrument	2021-5506
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 COTTAGE ST # 2, 2, ILION, NY 13357-1321

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (+67.64%)	$35,000 (-) Land $4,800 Building $30,200	$65,543 (+3%) Land $8,989 Building $56,554
2023		$35,000 Land $4,800 Building $30,200	$63,636 Land $8,727 Building $54,909
2020	$1,366.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	45 (1979–2013)
Claims Outside the SFHA	1 of 45
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 38 claims Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	36 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Aug 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20