14 Cooper St, Torrington, CT 06790 Property Records

Torrington City property record for 14 Cooper St, Torrington, CT 06790

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,992 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Nov 2020)
Tax Bill	$7,940 (2026)
Deeds & Mortgages	Sep 2024 Line of Credit Nov 2020 Sale & Mortgage
APN	`005063`

Property Details

APN / Parcel Number

Primary APN	`005063`
Alternative APNs	`TORR M:116 B:005 L:023` `5063`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,992 sqft Living Area
Gross Area	4,864 sqft
Basement Area	1,141 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	5063
Street Address	14 COOPER ST
City	TORRINGTON
State	CT
Zip	06790-6304
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R6
Legal Block	5
Legal Lot Number	23
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	3
Census Block	3014
Census Tract	310803

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 COOPER ST, TORRINGTON, CT 06790-6304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2024	Deed of Trust, Mortgage · Line of Credit TORRINGTON MUNICIPAL & TEACHERS FCU
Nov 25, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Sep 1, 1992 · Amount on Record
Deed Document Number	2020460513
Deed Book / Page	1320 / 784
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	14 COOPER ST, TORRINGTON, CT 06790-6304
Transaction Type	Mortgage
Record Updated	Oct 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001421-574
Date	Sep 24, 2024
Book Page	1421/574
Instrument	2024-495581

Lender

Name	TORRINGTON MUNICIPAL & TEACHERS FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Nov 25, 2020
Property Address	14 COOPER ST, TORRINGTON, CT 06790-6304
Document Number	1320-784
Book / Page	1320 / 784
Instrument Date	Nov 20, 2020
Instrument	2020-460513
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MOUNTAIN VIEW TER, WINSTED, CT 06098-2130

Mortgage

Document Number	2020460154
Date	Nov 25, 2020
Instrument	2020-460154

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,940.00 (-12.98%)	$237,300 (-) Land $23,800 Building $213,500	$447,657 (+169.49%)
2025	$9,124.00	$237,300 (+134.72%) Land $23,800 Building $213,500	$166,110 Land $16,660 Building $149,450
2024	$9,124.00 (+88.16%)
2023	$4,849.00 (+3.5%)	$101,100 (+1.72%) Land $23,770 Building $77,330
2022	$4,685.00	$99,390 Land $23,770 Building $75,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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