14 Cook St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 14 Cook St, Douglas, MA 01516

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,580 sqft · built 1800
Lot Size	0.481 acres (20,948 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jun 2026)
Tax Bill	$4,725 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2202-72`

Property Details

APN / Parcel Number

Primary APN	`2202-72`
Alternative APN	`DOUG M:0142 B:0000097 L`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
Gross Area	3,359 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,948 sqft (0.481 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2202-72
Street Address	14 COOK ST
City	DOUGLAS
State	MA
Zip	01516-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Subdivision	LAND DOUGLAS
Legal Block	97
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2032
Census Tract	752101

Owner

14 Cook St is owned and occupied by an individual who bought it in June 2026.

Source: Worcester County and Douglas Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 COOK ST, DOUGLAS, MA 01516-2055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage
Jun 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB
Sep 14, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNIBANK FOR SAVINGS
May 30, 2018	Quit Claim Deed, Transfer MILFORD FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Sep 14, 2022 · Amount on File
Deed Document Number	202650707
Deed Book / Page	73752 / 227
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	Jun 22, 2026
Property Address	14 COOK ST, DOUGLAS, MA 01516-2055
Document Number	0000050707
Book / Page	73752 / 227
Instrument Date	Jun 11, 2026
Instrument	202650707
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 COOK ST, DOUGLAS, MA 01516-2055

Mortgage

Date	Jun 22, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	14 COOK ST, DOUGLAS, MA 01516-2055
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065451-101
Date	Jun 23, 2021
Book Page	65451/101
Instrument	86987

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	Sep 14, 2022
Property Address	14 COOK ST, DOUGLAS, MA 01516-2055
Document Number	068208-342
Book / Page	68208 / 342
Instrument Date	Sep 14, 2022
Instrument	100695
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 COOK ST, DOUGLAS, MA 01516-2055

Mortgage

Document Number	0000100696
Date	Sep 14, 2022
Instrument	100696

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Oct 1, 2029
Max Rate At Change	2.88%
Index	1-Year CMT

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	May 30, 2018
Property Address	14 COOK ST, DOUGLAS, MA 01516-2055
Document Number	58863-53
Book / Page	58863 / 53
Instrument	51531
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 COOK ST, DOUGLAS, MA 01516-2055

Mortgage

Document Number	588630055
Date	May 30, 2018
Instrument	58863/0055

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Interest

Rate	3.25%
Max Rate At Change	60.1%
Max Rate	2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 14 Cook St was $4,725, up 10,171.7% from the year before.

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,725.00 (+10,171.74%)	$391,500 (+10.44%) Land $112,700 Building $257,000	$493,022 (+3.63%)
2025	$46.00 (-99.01%)	$354,500 (+2.93%) Land $102,000 Building $252,500	$475,760
2024	$4,656.00 (+1.99%)	$344,400 (+8.34%) Land $97,200 Building $247,200
2023	$4,565.00	$317,900 Land $97,200 Building $220,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Cook St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Cook St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUGLAS WATER DEPARTMENT serves 4,400 people · EPA ID MA2077000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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