Caldwell County property record for 14 Concord Dr, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,511 sqft · built 1963 |
| Lot Size | 0.252 acres (10,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,000 (Jan 2016) |
| Tax Bill | $656 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 10 1 19 |
| Primary APN | 08 10 1 19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,511 sqft Heated Area |
| Gross Area | 2,443 sqft |
| 1st Floor Area | 1,421 sqft |
| Basement Area | 758 sqft |
| Finished Basement | 90 sqft |
| Unfinished Basement | 668 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 10,965 sqft (0.252 acres) |
| Lot Dimensions | 129 ft deep x 85 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 290 sqft |
| Deck Area | 64 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 158514 |
|---|---|
| Street Address | 14 CONCORD DR |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1887 PG 1229 YR 2016 ST 108.00 |
| Legal Subdivision | GRANITE FALLS |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 31302 |
14 Concord Dr is owned and occupied by an individual who bought it in January 2016.
Source: Caldwell County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 CONCORD DR, GRANITE FALLS, NC 28630-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2016 · Amount on File |
| Deed Sale | Jan 11, 2016 · Amount on File |
| Deed Book / Page | 1887 / 1229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 14 CONCORD DR, GRANITE FALLS, NC 28630-1620 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 14 CONCORD DR, GRANITE FALLS, NC 28630-1620 |
| Document Number | 0020951047 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 2095/1047 |
| Instrument | 10089621 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 14 Concord Dr was $656.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,400 (-) Land $9,600 Building $118,800 | ||
| 2025 | $656.00 | $128,400 Land $9,600 Building $118,800 | $128,400 Land $9,600 Building $118,800 |
| 2023 | $66,200 (-) Land $9,600 Building $56,600 | $66,200 (-) Land $9,600 Building $56,600 | |
| 2022 | $426.00 | $66,200 Land $9,600 Building $56,600 | $66,200 Land $9,600 Building $56,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Concord Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14 Concord Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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