14 Concetta Way, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 14 Concetta Way, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,872 sqft · built 1986
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Trust Names on File
Last Sale	$510,000 (Feb 2018)
Tax Bill	$11,703 (2025)
Deeds & Mortgages	Jan 2021 Refinance Mar 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87-014`

Property Details

APN / Parcel Number

Primary APN	`87-014`
Alternative APNs	`FRAN M:265 L:013` `M:087 L:014`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,872 sqft Living Area
Gross Area	6,528 sqft
Basement Area	1,696 sqft
Unfinished Basement	1,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,537 sqft (1.78 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	87-014
Street Address	14 CONCETTA WAY
City	FRANKLIN
State	MA
Zip	02038-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	13
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2009
Census Tract	442203

Owner

14 Concetta Way is owner-occupied and held in a trust since February 2018.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14 CONCETTA WAY, FRANKLIN, MA 02038-5209
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC
Mar 23, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2018	Quit Claim Deed, Transfer
Feb 5, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	Feb 5, 2018 · Amount on File
Deed Document Number	201816019
Deed Book / Page	35824 / 415
Transfer Doc	35824-415
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	14 CONCETTA WAY, FRANKLIN, MA 02038-5209
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	038846-162
Date	Jan 8, 2021
Book Page	38846/162
Instrument	2814

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Mar 23, 2026
Property Address	14 CONCETTA WAY, FRANKLIN, MA 02038-5209
Document Number	042997-428
Book / Page	42997 / 428
Instrument Date	Mar 20, 2026
Instrument	17569
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CONCETTA WAY, FRANKLIN, MA 02038-5209

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Feb 28, 2018
Property Address	14 CONCETTA WAY, FRANKLIN, MA 02038-5209
Document Number	35824-415
Book / Page	035824 / 000415
Instrument Date	Feb 26, 2018
Instrument	16019
Transaction Type	Transfer
Record Updated	Apr 12, 2018

Transaction

Amount	Amount on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 HOWARD ST FRANKLIN MA 020382427, FRANKLIN, MA 02038-2427

February 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	FRANKLIN MA
Recording Date	Feb 5, 2018
Property Address	14 CONCETTA WAY, FRANKLIN, MA 02038-5209
Document Number	35783-108
Book / Page	035783 / 000108
Instrument Date	Jan 30, 2018
Instrument	9983
Transaction Type	Foreclosure
Record Updated	Feb 28, 2018

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1140 RESERVOIR AVE CRANSTON RI 029206032, CRANSTON, RI 02920-6032

Tax Assessment & Valuation

The 2025 property tax bill for 14 Concetta Way was $11,703, down 2.5% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,703.00 (-2.48%)	$1,007,100 (-1.05%) Land $376,900 Building $630,200	$874,570 (+4.02%)
2024	$12,000.00 (+6.63%)	$1,017,800 (+13.77%) Land $376,900 Building $640,900	$840,750
2023	$11,254.00	$894,600 Land $360,200 Building $534,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Concetta Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Concetta Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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