14 Collins St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 14 Collins St, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 745 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2025)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:063 B:193`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:063 B:193`
Alternative APN	`1879`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	745 sqft Living Area
Gross Area	3,272 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1879
Street Address	14 COLLINS ST
City	WATERVILLE
State	ME
Zip	04901-5727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	193
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	2
Census Block	2005
Census Tract	24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

14 Collins St is owned by an individual who bought it in October 2025.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	114 BURNELL DR, C, YARMOUTH, ME 04096-7706
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Oct 31, 2012 · Amount on File
Deed Book / Page	15522 / 234
Transfer Doc	0000028917
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Oct 10, 2025
Property Address	14 COLLINS ST, WATERVILLE, ME 04901-5727
Document Number	2025022728
Book / Page	15522 / 234
Instrument Date	Oct 8, 2025
Instrument	2025022728
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 BURNELL DR # C, C, YARMOUTH, ME 04096-7706

Mortgage

Document Number	2025022729
Date	Oct 10, 2025
Instrument	2025022729

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 14 Collins St was $2,706, up 8.5% from the year before.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00 (+8.5%)	$159,200 (+27.67%) Land $10,900 Building $148,300
2024	$2,494.00 (+0.48%)	$124,700 (-) Land $8,400 Building $116,300	$175,465
2023	$2,482.00 (+23.42%)	$124,700 (+60.28%) Land $8,400 Building $116,300
2022	$2,011.00	$77,800 Land $6,300 Building $71,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 Collins St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1991–1994)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Collins St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30