14 Colgate Cir, Newton Lower Falls, MA 02462 Property Records

Middlesex County and Newton City property record for 14 Colgate Cir, Newton Lower Falls, MA 02462

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,483 sqft · built 1975
Lot Size	0.23 acres (10,035 sqft)
Owner	2 Trust Names on File
Tax Bill	$15,203 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`42032 0034C`

Property Details

APN / Parcel Number

Primary APN	`42032 0034C`
Alternative APN	`NEWT S:42 B:032 L:0034C`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,483 sqft Living Area
Gross Area	4,451 sqft
1st Floor Area	1,564 sqft
Basement Area	1,564 sqft
Unfinished Basement	391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,035 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	42032 0034C
Street Address	14 COLGATE CIR
City	NEWTON LOWER FALLS
State	MA
Zip	02462-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Block	32
Legal Lot Number	34C
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	3
Census Block	3027
Census Tract	374800

Owner

14 Colgate Cir is owner-occupied and held in a trust since April 2018.

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14 COLGATE CIR, NEWTON LOWER FALLS, MA 02462-1313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Apr 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2018
Deed Sale	Apr 25, 2018
Prior Sale	Jun 18, 1999 · Amount on File
Deed Document Number	201856376
Deed Book / Page	70915 / 181
Transfer Doc	56426-128
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	14 COLGATE CIR, NEWTON, MA 02462-1313
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76869-156
Date	Feb 3, 2021
Book Page	76869/156
Instrument	24676

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Apr 25, 2018
Property Address	14 COLGATE CIR, NEWTON, MA 02462-1313
Document Number	70915-181
Book / Page	070915 / 000181
Instrument Date	Apr 24, 2018
Instrument	56376
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14 COLGATE CIR NEWTON MA 024621313, NEWTON, MA 02462-1313

Tax Assessment & Valuation

The 2026 property tax bill for 14 Colgate Cir was $15,203, up 3.8% from the year before.

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,203.00 (+3.82%)	$1,568,900 (+5%) Land $862,900 Building $706,000	$1,808,179
2025	$14,643.00 (+3.42%)	$1,494,200 (+3%) Land $821,800 Building $672,400
2024	$14,159.00 (+5.19%)	$1,450,700 (+9.72%) Land $797,900 Building $652,800	$1,221,795
2023	$13,460.00	$1,322,200 Land $614,800 Building $707,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Colgate Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1978–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Mar 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Colgate Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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