Middlesex County and Westford Town property record for 14 Cold Spring Rd, Westford, MA 01886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,808 sqft · built 1992 |
| Lot Size | 0.937 acres (40,816 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $465,000 (May 2010) |
| Tax Bill | $10,738 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WFOR M:0031.0 P:0125 S:0000 |
| Primary APN | WFOR M:0031.0 P:0125 S:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 3,440 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,816 sqft (0.937 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14 COLD SPRING RD |
|---|---|
| City | WESTFORD |
| State | MA |
| Zip | 01886-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | WESTFORD MA |
| Township / Civil Division | WESTFORD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 318300 |
14 Cold Spring Rd is owner-occupied and held in a trust since January 2025.
Source: Middlesex County and Westford Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 14 COLD SPRING RD, WESTFORD, MA 01886-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2010 · Amount on File |
| Deed Sale | May 28, 2010 · Amount on File |
| Prior Sale | May 9, 1997 · Amount on File |
| Deed Document Number | 201022598 |
| Deed Book / Page | 23981 / 191 |
| Last Transfer Date | Jan 10, 2025 |
| Transfer Doc | 039015-144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFORD MA |
| Property Address | 14 COLD SPRING RD, WESTFORD, MA 01886-2209 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35678-47 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 35678/47 |
| Instrument | 25174 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2026 property tax bill for 14 Cold Spring Rd was $10,738, up 8% from the year before.
Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Westford Town |
| Unified School District | Westford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,738.00 (+7.96%) | $819,100 (+10.93%) Land $322,200 Building $496,900 | $840,560 (-) |
| 2025 | $9,946.00 (+2.36%) | $738,400 (+4.63%) Land $315,800 Building $422,600 | $840,560 (-0.82%) |
| 2024 | $9,717.00 (+0.67%) | $705,700 (+7.92%) Land $300,700 Building $405,000 | $847,495 |
| 2023 | $9,652.00 | $653,900 Land $286,500 Building $367,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Cold Spring Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Cold Spring Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFORD WATER DEPARTMENT serves 18,848 people · EPA ID MA3330000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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