14 Coen Rd, Street, MD 21154 Property Records

Harford County property record for 14 Coen Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,512 sqft · built 1989
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$479,000 (Nov 2025)
Tax Bill	$4,081 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-008581`

Property Details

APN / Parcel Number

Primary APN	`05-008581`
Alternative APNs	`5008581` `008581`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Mixed
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	008581
Street Address	14 COEN RD
City	STREET
State	MD
Zip	21154-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	1.09 AC 14 COEN ROAD S OF BUSHS CORNER
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	4
Census Block	4005
Census Tract	305100

Owner

14 Coen Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 COEN RD, STREET, MD 21154-1105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed, Transfer · FHA Mortgage LOWER LLC
Feb 19, 2019	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Nov 8, 2024 · Amount on File
Deed Book / Page	16886 / 331
Transfer Doc	0000000281
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 12, 2025
Property Address	14 COEN RD, STREET, MD 21154-1105
Document Number	0168860331
Book / Page	16886 / 331
Map Reference	LB RRG 485 FO 196
Instrument Date	Nov 5, 2025
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 COEN RD, STREET, MD 21154-1105

Mortgage

Document Number	0016886339
Date	Nov 12, 2025
Instrument	16886/339

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 19, 2019
Property Address	14 COEN RD, STREET, MD 21154-1105
Document Number	0131600263
Book / Page	13160 / 0263
Instrument Date	Feb 15, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 COEN RD, STREET, MD 21154-1105

Mortgage

Document Number	0013160269
Date	Feb 19, 2019
Instrument	13160/269

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 14 Coen Rd was $4,081 with a homeowner's exemption, up 30.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,081.00 (+30.22%) Homeowner's exemption	$368,967 (+13.34%)	$412,400 (-) Land $110,900 Building $301,500
2025	$3,134.00	$325,533	$412,400 Land $110,900 Building $301,500
2023		$273,400	$282,100 Land $110,900 Building $171,200
2022	$2,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Coen Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Coen Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Coen Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures