14 Cobblestone W, Houma, LA 70360 Property Records

Terrebonne Parish property record for 14 Cobblestone W, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Details	1,455 sqft · built 1994
Lot Size	0.151 acres (6,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2025)
Tax Bill	$1,089 (2025)
Deeds & Mortgages	Apr 2019 Refinance Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`9923`

Property Details

APN / Parcel Number

Primary APN	`9923`

Interior

Building Area	1,455 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	6,602 sqft (0.151 acres)
Garage Type	Mixed
Garage Area	491 sqft

Location & Zoning

Street Address	14 COBBLESTONE W
City	HOUMA
State	LA
Zip	70360-6093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLOCK 1 PHASE B SUGAR MILL MANOR.
Legal Range	17E
Legal Township	17S
Legal Subdivision	SUGAR MILL MANOR
Legal Phase	B
Legal Block	1
Legal Lot Number	21
Jurisdiction	TERREBONNE LA
Township / Civil Division	6
Census Block Group	1
Census Block	1023
Census Tract	1703

Owner

Source: Terrebonne Parish records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 COBBLESTONE W, HOUMA, LA 70360-6093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Jun 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SOUTH FINANCIAL SERVICES LLC
Aug 2, 2022	Deed, Transfer · Stand-Alone First Mortgage AMERICAN SOUTH FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Aug 2, 2022 · Amount on Record
Deed Document Number	20251710170
Deed Book / Page	2768 / 474
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	14 COBBLESTONE W, HOUMA, LA 70360-6093
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003069/533
Date	Apr 26, 2019
Book Page	3069/533

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	14 COBBLESTONE W, HOUMA, LA 70360-6093
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003579/5
Date	Jun 16, 2025
Book Page	3579/5
Instrument	1710171

Lender

Name	AMERICAN SOUTH FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Aug 2, 2022
Property Address	14 COBBLESTONE W, HOUMA, LA 70360-6093
Document Number	002683/106
Book / Page	2683 / 106
Instrument Date	Jul 25, 2022
Instrument	1655747
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001655748
Date	Aug 2, 2022
Instrument	1655748

Lender

Name	AMERICAN SOUTH FINANCIAL SERVICES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,089.00 (-1.54%)	$19,280 (-) Land $4,000 Building $15,280	$192,800 (-) Land $40,000 Building $152,800
2024	$1,106.00 (+46.3%) Homeowner's exemption	$19,280 (+23.04%) Land $4,000 Building $15,280	$192,800 (+23.04%) Land $40,000 Building $152,800
2023	$756.00 Homeowner's exemption	$15,670 (-) Land $2,750 Building $12,920	$156,700 (-) Land $27,500 Building $129,200
2022	$756.00 Homeowner's exemption	$15,670 Land $2,750 Building $12,920	$156,700 Land $27,500 Building $129,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 311 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	9 (2012–2021)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Ida, Aug 2021 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUMA WATER TREATMENT SERVICE AREA serves 11,658 people · EPA ID LA1109001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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