Rensselaer County and Troy City property record for 14 Cobblestone Ln, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,680 sqft · built 2004 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,500 (Aug 2022) |
| Tax Bill | $7,025 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2019 Mortgage + 1 more |
| APN | 381700 112.65-2-22 |
| Primary APN | 381700 112.65-2-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 840 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 88.6 ft deep x 65.5 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0517330 |
|---|---|
| Street Address | 14 COBBLESTONE LN |
| City | TROY |
| State | NY |
| Zip | 12180-7405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41101 |
14 Cobblestone Ln is owned and occupied by two individuals who bought it in August 2022.
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 COBBLESTONE LN, TROY, NY 12180-7405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Jun 21, 2019 | Deed of Trust, Mortgage · Conventional with PMI SEFCU |
| Sep 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on File |
| Deed Sale | Aug 30, 2022 · Amount on File |
| Prior Sale | Jul 2, 2019 · Amount on File |
| Deed Document Number | 2022616143 |
| Deed Book / Page | 10166 / 283 |
| Prior Transfer Date | Aug 9, 2018 |
| Prior Transfer Doc | 0086220190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Aug 30, 2022 |
| Property Address | 14 COBBLESTONE LN, TROY, NY 12180-7405 |
| Document Number | 0101660283 |
| Book / Page | 10166 / 283 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 2022-616143 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 GENETTI ST, BEDFORD, MA 01730-2506 |
| Document Number | 2022616144 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 2022-616144 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.9% |
| Type Change Date | Sep 1, 2032 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 14 COBBLESTONE LN, TROY, NY 12180-7405 |
| Document Number | 0000553407 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | MURDOCK ABSTRACT, MURDOCK ABS |
| Name | Verified Name |
|---|---|
| Address | 211 WHITE CHURCH RD TROY NY 121809013, TROY, NY 12180-9013 |
| Document Number | 0000553407 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 008874/000032 |
| Instrument | 553407 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 12, 2018 |
| Property Address | 14 COBBLESTONE LN, TROY, NY 12180-7405 |
| Document Number | 0086220190 |
| Book / Page | 008622 / 000190 |
| Instrument Date | Aug 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 COBBLESTONE LN TROY NY 121807405, TROY, NY 12180-7405 |
The 2026 property tax bill for 14 Cobblestone Ln was $7,025, down 22.1% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,025.00 (-22.07%) | ||
| 2025 | $9,015.00 | $193,000 Land $13,000 Building $180,000 | $330,500 Land $22,262 Building $308,238 |
| 2023 | $193,000 (-) Land $13,000 Building $180,000 | $275,700 (+8.57%) Land $18,570 Building $257,130 | |
| 2022 | $8,743.00 | $193,000 Land $13,000 Building $180,000 | $253,947 Land $17,105 Building $236,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 14 Cobblestone Ln; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Cobblestone Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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