14 Cobblestone Dr, Carlisle, PA 17015 Property Records

Cumberland County property record for 14 Cobblestone Dr, Carlisle, PA 17015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,876 sqft · built 1997
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$467,500 (Aug 2025)
Tax Bill	$4,569 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-24-0758-230`

Property Details

APN / Parcel Number

Primary APN	`40-24-0758-230`
Alternative APN	`40003963`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,876 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	167 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 COBBLESTONE DR
City	CARLISLE
State	PA
Zip	17015-4388
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 COBBLESTONE DRIVE LOT 20 PB 70 PG 130
Legal Subdivision	COBBLESTONE EST
Legal Lot Number	20
Jurisdiction	CUMBERLAND PA
Township / Civil Division	SOUTH MIDDLETON
Census Block Group	2
Census Block	2039
Census Tract	12502

Owner

14 Cobblestone Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Cumberland County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 COBBLESTONE DR, CARLISLE, PA 17015-4388
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage MEMBERS 1ST FCU
Aug 19, 2025	Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Aug 15, 2019	Warranty Deed, Transfer · Conventional Mortgage FOOTE CAPITAL MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on File
Deed Sale	Aug 19, 2025 · Amount on File
Prior Sale	Aug 15, 2019 · Amount on File
Deed Document Number	202517094
Prior Transfer Date	Feb 18, 2015
Prior Transfer Doc	00201505059
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND PA
Property Address	14 COBBLESTONE DR, CARLISLE, PA 17015-4388
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018756
Date	Sep 27, 2023
Instrument	202318756

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	ENOLA, PA 17025

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 23, 2028

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND PA
Recording Date	Aug 19, 2025
Property Address	14 COBBLESTONE DR, CARLISLE, PA 17015-4388
Document Number	0000017094
Map Reference	MB 70 PG 130
Instrument Date	Aug 14, 2025
Instrument	202517094
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 COBBLESTONE DR, CARLISLE, PA 17015-4388

Mortgage

Document Number	0000017095
Date	Aug 19, 2025
Instrument	202517095

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND PA
Recording Date	Aug 15, 2019
Property Address	14 COBBLESTONE DR, CARLISLE, PA 17015-4388
Document Number	0000018755
Instrument Date	Aug 15, 2019
Instrument	201918755
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018756
Date	Aug 15, 2019
Instrument	201918756

Lender

Name	FOOTE CAPITAL MTG CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14 Cobblestone Dr was $4,569.

Source: Cumberland County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cumberland County
County Subdivision	South Middleton Township
Unified School District	South Middleton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,569.00	$256,900 Land $65,000 Building $191,900
2024	$4,159.00	$256,900 Land $65,000 Building $191,900
2010			$256,900 Land $65,000 Building $191,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Cobblestone Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Cobblestone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH MIDDLETON TWP WATER AUTH serves 11,695 people · EPA ID PA7210050
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2021
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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