14 Co Rd 523, Como, MS 38619 Property Records

Lafayette County property record for 14 Co Rd 523, Como, MS 38619

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,121 sqft · built 2004
Lot Size	22.2 acres (967,032 sqft)
Owner	Individual Name on File
Tax Bill	$5,693 (2025)
Deeds & Mortgages	Feb 2023 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-28-033.00`

Property Details

APN / Parcel Number

Primary APN	`048-28-033.00`
Alternative APNs	`011-28-009-C` `18631`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,121 sqft Living Area
1st Floor Area	2,118 sqft
2nd Floor Area	708 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	967,032 sqft (22.2 acres)
Garage Type	Mixed
Garage Area	1,000 sqft
Parking Spaces	12 Parking Spaces
Deck Area	1,530 sqft
Patio Area	1,530 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	18631
Street Address	14 COUNTY ROAD 523
City	COMO
State	MS
Zip	38619-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 SE1/4 & PT S1/2 NE1/4 SE1/4 PREV APN: 011 -28-009-C
Legal Range	04W
Legal Township	06S
Legal Section	28
Jurisdiction	LAFAYETTE MS
Township / Civil Division	4
Census Block Group	2
Census Block	2013
Census Tract	950402

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 167, OXFORD, MS 38655-0167
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Warranty Deed, Transfer
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023
Deed Sale	Feb 21, 2023
Prior Sale	Aug 26, 2008
Deed Document Number	20231177
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Feb 21, 2023
Property Address	14 COUNTY ROAD 523, COMO, MS 38619-2532
Document Number	0020231177
Instrument Date	Feb 10, 2023
Instrument	2023-1177
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 COUNTY ROAD 523, COMO, MS 38619-2532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 681713, FRANKLIN, TN 37068-1713

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	14 COUNTY ROAD 523, COMO, MS 38619-2532
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 COUNTY ROAD 523, COMO, MS 38619-2532

Mortgage

Document Number	202107925
Date	Jul 21, 2021
Instrument	202107925

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	14 COUNTY ROAD 523, COMO, MS 38619-2532
Transaction Type	Mortgage
Record Updated	May 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003742
Date	May 5, 2020
Instrument	202003742

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Lafayette County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,693.00 (+180.17%)	$54,226 (+102.65%)	$361,500 (+35.96%) Land $12,800 Building $348,700
2023	$2,032.00 Senior Citizen's exemption	$26,759	$265,880 Land $12,900 Building $252,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tallahatchie Valley Internet Services Fiber	1,000 / 1,000

May also be available: C Spire Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 523

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures