14 Clifford Ave, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 14 Clifford Ave, Ware, MA 01082

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,971 sqft · built 1850
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$68,750 (Jan 2002)
Tax Bill	$4,044 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit
APN	`WARE M:00057 B:00000 L:00042`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00057 B:00000 L:00042`
Alternative APN	`717`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,971 sqft Living Area
Gross Area	3,190 sqft
Basement Area	975 sqft
Unfinished Basement	975 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	717
Street Address	14 CLIFFORD AVE
City	WARE
State	MA
Zip	01082-1604
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR
Legal Lot Number	42
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2007
Census Tract	820102

Owner

Source: Hampshire County and Ware Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 CLIFFORD AVE, WARE, MA 01082-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2002 · Amount on Record
Deed Sale	Jan 28, 2002 · Amount on Record
Deed Book / Page	6520 / 173
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Recording Date	Apr 13, 2026
Property Address	14 CLIFFORD AVE, WARE, MA 01082-1604
Document Number	015691-281
Book / Page	15691 / 281
Instrument Date	Apr 8, 2026
Instrument	20265123
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CLIFFORD AVE, WARE, MA 01082-1604

Mortgage

Document Number	0000005123,
Date	Apr 13, 2026
Book Page	15691/281
Instrument	20265123

Lender

Name	COUNTRY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,044.00 (+18.28%)	$279,100 (+22.95%) Land $28,400 Building $250,700	$259,043
2025	$3,419.00 (-0.2%)	$227,000 (+14.36%) Land $28,100 Building $198,900
2023	$3,426.00	$198,500 Land $25,000 Building $173,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1979–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARE WATER DEPT serves 10,066 people · EPA ID MA1309000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20